Background: I carry insurance for the family, me, DH, kids. It is great coverage and a reasonably priced PPO, not a HDHP. There is no cost savings if I drop DH from plan.
DH has the opportunity to enroll in a HDHP with HSA. The premium cost is $1800, company would contribute $1000 to HSA, we could contribute $3400 to HSA. I don't know what the investment options are or how much the fees are.
Should we sign him up even though he doesn't need coverage? Is the tax savings (income, FICA) worth it?