I am currently maxing out 401k, roth IRA, and get some additional profit sharing. I also put 1000/month into a non-retirement taxable account.
I now have the opportunity to get 400/year into an HSA from my employer, so I am thinking about putting the other $2950 in myself.
My portfolio is a 70/30 (stocks/bonds and reits) split of index funds in my retirement accounts, and 80/20 in my non-retirement accounts. I am thinking of doing this HSA more conservatively, like maybe 40/60 and then set it to always have $1500 cash. It is Wells Fargo, and has plenty of no-load funds to choose from.
I am wondering if anyone has any additional advice as far as what kind of investments to choose for this - I assume more conservative since its an HSA, but maybe my logic is wrong?
Also, is there anything else I should look out for?
Thanks