Current medical resident, about to graduate in 14 months. My wife is a physician assistant and just switched to part time work after the birth of our first child (currently 5 months old). I already have disability and life insurance and we also have life insurance for my wife. Deciding if it makes sense to get disability insurance on her as well (obviously not as much as me though). I will always be the bread-winner and make good money as a specialist, but as a mid-level provider, does it make sense to get any disability on her? Her annual income being part time will likely be in the 50-100k range?