Thank you for your patience with me. Hope this brings some clarification.
My ultimate goal is to be smarter. Sasquatch boyfriend (SBF) and I currently live in 180 sqft. I’m very flexible and only require clean shelter with some temperature control and comfy sleep area. I have lived in 120 sqft, but he has not. I’m looking to purchase a home and rent it out while I (and SBF) live in an ADU we will build from a kit on the lot.
I paid off my student loan debt March 2020. I had some emergency savings and 401k, but most of my savings was in 2020. Since I was unaware I was terminated I continued medical, physical therapy and emotional therapy, I paid hefty balances with those practitioners which left me with the savings numbers I shared.
Over the past decade I’ve kept my part time job and most of the past 6 years I worked full time for the another company. I usually gross 20k from pt and around 40k for full time. 2020 my total 60k came from pt, ft and the last few months disability payments. Other monies for 2020 went toward gifting and replacing used cars and bits here and there to friends effected by the shut down, deaths.
Going forward I’m on year 11 of pt at 20k.
Applying for other jobs to increase income, but I want to be remote or in a very isolated setting. My disability is only temporary and there are many options for my experience I just prefer to work remotely. At my previous employer the staff have been reinfected with covid 19, some more than twice!
My skill set includes admin, A/R, A/P, Hazmat dispatch, fuel dispatch, hospitality, rooms and revenue inventory management, event coordinating , vehicle warranty /recall claims, auto sales auditor, DMV title processor, medical/dental assisting, drywall, mud/tape.
SBF is avoidant of his money situation. I’m direct. I feel calm after considering multiple problems and solutions. We are not buying a home together at this time. He would continue to contribute rent and utilities.
Regarding my mom’s health. She has surprised her team of Dr’s time and time again. She beat cancer, off dialysis, she can swallow, talk and walk again her reliance on supplemental oxygen has decreased over the years, but her requirement is still too great to fly at this time. If and when she is able to fly the three of us would move to France.
We have considered moving and with my mom to somewhere cheaper, but looking for excellent healthcare, moderate climate, lower violent crimes. I have a list, but they’re not much cheaper and a state or two away. My primary concern is if I or SBF die or become incapacitated before we establish a community what will happen to my mom if we move more than a days drive...