I put divorce in quotes, because we are not married, but have been together for 11 years. Problem being my partner has not worked in over a year, and is somewhat high maintenance. He refuses to work for a living, although he will be getting his real-estate licence soon ( we moved to a new state last year, and his licence was not transferable) But he has a hefty spending appetite. Needs to live in high end apartments, and likes to go out every weekend dropping $100 on beer and dinner. We have cut back a lot, but he doesn't have a real commitment to frugality. He does have 2 pension funds that he can collect in 16 years when he hits retirement age, and I will be left them when he is gone. But I'm not sure if that will make up for the lack of savings now. The last 2 years he worked in real-estate, he earned less than a minimum wage salary for the the year, so I'm not too optimistic about this next endeavor either. Would I be better off to just go out on my own. I feel bad about "abandoning" him with no job and money, but the stress of living paycheck to paycheck with no savings is not fun to deal with every day. It would be different if I actually felt appreciated, but all I get is complaints, that I don't earn enough for him to go out and have a social life, and how miserable he is. Plus although he is able bodied, I still have to do the shopping and laundry and a lot of cleaning, or it will not get done.