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Learning, Sharing, and Teaching => Ask a Mustachian => Topic started by: HappyCamper5 on March 05, 2019, 07:36:28 PM

Title: Shopping for car insurance - any recommendations?
Post by: HappyCamper5 on March 05, 2019, 07:36:28 PM

Hello fellow mustachians! I am in beginning process of shopping for car insurance on my 2010 Civic. Obviously, I want to lowest price for the best coverage. I'm just under 30 and live in the western US. Any recommendations for a good company would be most helpful. Thank you!

Title: Re: Shopping for car insurance - any recommendations?
Post by: Shane on March 05, 2019, 08:36:15 PM

GEICO

Title: Re: Shopping for car insurance - any recommendations?
Post by: Radagast on March 05, 2019, 08:41:14 PM

If you have a strong track record and other products with another insurance company, check there as well. I looked at Geico and even bought a share of BRK.B expecting to switch imminently, then it turned out that for the same coverage level the existing insurance co was distinctly cheaper.

Title: Re: Shopping for car insurance - any recommendations?
Post by: lost_in_the_endless_aisle on March 05, 2019, 08:50:53 PM

I lived in State X where State Farm was 40% (!) cheaper than Geico, and I just moved to State Y where keeping State Farm would be 50% more expensive than Geico. I think actuaries are all disorganized drunks using =RAND() in their spreadsheets to determine risk levels. Shop around a bit.