There should be a limit to how many questions a N00b can get away with before getting face-punched. I'm trying not to exceed mine. :)
But many of you have advised me to sell my car, and I've been slowly adjusting to the idea. It's got a pretty high BB value, enough to pay off what remains of the loan on it, which would jump start my repayment of my student loans. The thing holding me back has been the difficulty of selling it privately while I still owe money on it - Toyota has the title, not a bank, so I can't just go to the bank with a buyer and sell it there.
Last night, I saw a commercial for Carmax. Apparently they want to buy my car! :) It sounds like a relatively quick and painless process, and from the reviews I've seen, they generally offer a fair price. Thought I'd check here, though, and see if any of you have any experience selling a car to them.
Corollary question: Once I've sold the car, with its giant interest rate, my debt repayment plan changes. I have no CC debt, just 65k(ish) of student loans, at 4.375% (bulk of loans) and 3.19% (about one-sixth of the total). So, I would think my investment plans should change, right? I can get a better rate of return from investments than either of those percentages, so from what I've gathered from my reading, I can start thinking about ramping up while paying down at the same time?