Advice on Asset Allocation

[techwiz]

Hi I would like to get some Mustanchian advice on asset allocation as it relates to different accounts and goals.

I have read lots and have a good idea on asset allocation it's benefits, but in practice I have been not very good at implementing it.

I currently have multiple asset allocations depending on the account type or goals those account were setup for treating everything as totally separate.

Does this make sense?

-Education fund for my kids
-Registered Retirement Account (VUN and some other stocks I bought before seeing the light with index investing and some cash)
-TFSA - VUN Index fund and S&P 500 hedged index
-Tangerine Saving account- high interest saving
-BMO Investorline (some stocks and index funds)
-Other Bank accounts (chequing etc..) 
-Government pension

Do I balance asset allocation with each goal or account or is it better and more efficient to have an overall asset allocation taking everything into consideration?

In summary my allocation is totally screwed up and hard to track.

I started a spreadsheet to help track it and would like to get some strategy and advice. 

Thank you.

[Travis]

Your asset allocation should be the total of all your investments and net worth.  They all have a say in your overall life goals and can work against each other if they're not taken together. As far as what you listed, you'd need to give us actual dollar amounts, ticker names, and expense ratios if you're looking for specific advise on your portfolio. Take a look at the Case Study sticky on this forum if you need some guidance on how to present it.