At my credit union, the escrow and my "savings" account are both 0.15%. Checking is 0.1% and the money market is 0.2% (same as CapitalOne.) So that works for me, and is extremely easy (just set up automatic transfer in place of existing escrow payment) and then use bill payer or just be sure to mail my payments as each tax bill becomes available (keeping in mind the "2% early pay discount".) I thought, perhaps, there might be other places that we could keep that short-term money, but this is fine with me.