I don't see how I could ever quit being frugal. It would feel wrong. Why pay more to live than I really need? I have some luxuries, sure, and will keep them, and maybe add a little. But I don't need more. And there are others that do, and I think it's a better use of money to give it to charity. And it's a better use of my time to do something I enjoy than to stay at work for 10 extra years so I can blow money on crap.