What happens if there is a travel category refund?
You could book a disney vacation through and authorized disney travel planner, pay $300 towards the trip, and there's no penalty for cancellation 30 days before the trip. This is a verified travel expense if you read the reddit. And verified by me personally, I used the timing flexibility (pay any amount any time) to cash in on the end of year double dip on the travel credit before cancelling DH's CSR. Plan on using it again this year in December to double dip on my CSR before cancelling. Except that I actually went on the vacation, didn't cancel it and get a refund. So IDK what happens to your credit in the event of a refund.