Author Topic: Roth Rollover Withdraw Question  (Read 1968 times)


  • 5 O'Clock Shadow
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  • Posts: 42
Roth Rollover Withdraw Question
« on: October 31, 2014, 07:58:34 AM »
Hey guys.  I recently switched jobs and rolled over $5000 from a Fidelity Roth 401k to a Vanguard Roth IRA.  My questions are as follows:

  • When can I withdraw the contributions (rollover) from the Roth IRA?  I think anytime, but not sure.
  • If I contribute money to an After-Tax 401k and roll it over to the Roth IRA, when would that money be withdraw-able?


  • Magnum Stache
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  • Posts: 3328
  • Location: Southern California
Re: Roth Rollover Withdraw Question
« Reply #1 on: October 31, 2014, 01:09:44 PM »
1.  Rollovers to Roth's must remain in the Roth for 5 years.  Contributions (new money) can be withdrawn at any time.

2.  I'm pretty sure this is 5 years also since it would be a "rollover".