Okay With my current understanding I crunched the numbers based on my estimated future income, and estimated future taxes here was my conclusion. After 6 years at 8 % return here is the total account value in each.
Tradtional: 87,148$
Roth: 69,719
Total difference : 17,429$
So I just did about 30 minutes of number crunching to realize one way gives me an estimated 17,429$ more. I was practically paying myself 34,858 an hour lol.
Anyway the longer you extend it past 6 years, the more dramatic the number gets (Traditional seems to always be taxrate ahead of the roth lol, 20% for my basic calculation). This assumes you stay below the beginning phase out and cut off for the traditional deduction. I didnt do any math for that way since I dont see my magi getting that high. As always I could have made an error in calculation, Im known to do this from time to time.