I was hoping for some feedback on my current funding of my 457K. I'm almost 52 and will retire at 55. My wife (who will retire about the same time) and myself will both have inflation-adjusted pensions that should cover our normal expenses in retirement (about $170K to start). We'll also have rental income of about $20K. Our combined 401/457Ks will cover things like the occasional new car, RV, emergency expenses, etc. and they currently have about $550K in them with over 90% of that in traditional accounts. We're in the 24% tax bracket.
My question is, since we're so heavily tilted in traditional accounts, should we focus more on boosting our Roths these last few years before retirement? My thinking is we should since we'll probably be in the same tax bracket in retirement and that would give us more flexibility...especially when RMDs start to happen. Your thoughts?