Thanks for the quick replies! That means I have 6 months to fully fund her for the year. I need to get to work.
Spork, thanks for the illustration. I was hoping to have it all visible when I log in but that will still be fine. First world problems I guess.
So Close, I am in the 15% tax bracket as I only make about 48,000 per year. Wife is still in school to be a teacher for another semester so even when she starts making money that won't push us into the 25% tax bracket. I put in 6% to my company 401k plan as that is what they match but I don't know that it makes much sense to get more tax advantages when I am just about as low as I can be.