Author Topic: Retired Health Insurance  (Read 650 times)

PencilStache

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Retired Health Insurance
« on: July 31, 2017, 07:04:49 AM »
Do any people who are retired, but are too young for Medicare have recommendations for Health insurance? If it matters, I am looking for an individual with no pre-existing conditions. I'm assuming a HDHP will work.

Is there a good website that compares various plans?

Thanks,

nawhite

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Re: Retired Health Insurance
« Reply #1 on: July 31, 2017, 10:11:37 AM »
The ACA exchanges are probably your best bet.
Colorado: http://connectforhealthco.com/
If you are in a state without it's own exchange, they use the national one at healthcare.gov

If you don't qualify for subsidies because your income is too high, after you find a plan you like through the exchange, go to the plan's provider's website and check with them directly. We save about $50/month in premiums going direct with Kaiser Permanente vs if we bought the same plan through the exchange. All the exchange technically gets you is access to subsidies if you qualify (most early retirees should qualify).