25M. I recently found out that I have an UTMA American Funds account that was established as a college savings account circa 2010. I don't know how this account made it the better part of a decade without any sort of notification or trigger that I wasn't a minor anymore until now or went forgotten about by my mother until now, but alas, here we are. Currently the account holds a value of approx. $25,700 with 386 shares of American Funds New Perspective CI A (ANWPX). From what I can understand it looks like there was an initial contribution to asset in 2010 and the rest of the value has just been growth and dividend reinvestment.
Some additional info: I have currently just finished a MS in Environmental Science and am working making approx. 65k annually. I currently contribute ~20% of my income to a work managed 401k and invest another approx. $1300 a month to a Wealthfront account. Currently, these account are valued at approximately 50k and 30k respectively. I also have some other assets just floating around (approx. 3.3k in Robinhood invested into VTI and another 3.4k in crypto [XRP, dumb I know]).
Does anyone have any advice for this account or in general moving forward (I have heard nothing but bad things about American Funds over my exploration into investing/FIRE/personal finance)? Would this be beneficial to roll over into a different account? Is this better to cash out and move on with (I am also looking to purchase my first home, soon...possibly a down payment as I didn't know this money even existed)? Should I keep this money invested? Any pointers, info, or links would be helpful - I feel like I am being blindsided by this, even though this may be the best way to be blindsided.
Thank you in advance for any info you can share!! Links to materials, etc. appreciated as well.