We probably drive closer to 10,000-15,000 per year, but I get your point. Going electric/hybrid isn't a financial decision for me, it's an environmental/moral decision (and, if I can go full electric, I love that there are fewer parts that can break).
I really don't know the status of the Matrix. This week we thought the transmission was going, which is why I started looking around a bit, but thankfully it was just the alternator. The passenger side door makes a clanging noise when its closed, the steering wheel creaks when turning on hot days, there's lots of dents and scratches (which I don't mind at all) - it feels like the car is nearing the end of its life, but I could be wrong. Once it starts becoming unreliable, though, we need to replace it as its our only car.
(And I do not want to have two cars, its just more to worry about.)
I do kind of want a new-to-us car, but not enough to actually make a move it it doesn't make any financial sense. I'm not really a car person.