Ahead in some ways and behind in others. I lost my pension, never expected that, would have paid out 60k annually till death. It was going insolvent but, was paid 165k cash before it went under so not a total loss. My 401k is about where I'd planned to be maybe a little behind. Same with Roth IRA little behind as well. Real estate far higher in value than I'd ever dreamed possible. People are getting f#cked on real estate these days, no wonder young people aren't signing up for home ownership. Mine was super cheap and led me to debt freedom early. Own a second home bought almost as cheap, worth double now.