You mentioned you're less number interested, so sorry in advance. I'll try to bold some of estimates of savings to give a quick opportunity cost of spending versus investing. You know you're looking at cutting the right things if it feels like a punch in the face. Some thoughts I had (I'll get the face punches out of the way first):
1) Low hanging fruit for many is to move to a cheaper residence. MMM and the forums should have a good amount of info on this, but I don't have a soapbox to stand on in this category, because we choose to stay in our likely over-sized house. Big picture is that
the largest areas in which you spend naturally afford the greatest potential savingsI guess what I want to say is cut where you can, but careful not to expend all your energy on finding the absolute best deal on pants when your clothes budget is 2% of your rent. Maybe it's obvious, but not all savings are equivalent. nuff said?
2) Is there any way you can sell the current car for an older (2000-2005?) fuel efficient-ish one that you can pay for in cash? That's one category where you can "downgrade" relatively easily and still meet the same basic needs. Maybe this can be a springboard:
http://www.mrmoneymustache.com/2012/03/19/top-10-cars-for-smart-people/I haven't run the numbers here, but you have the option to have the same functionality without having a loan. Apply this post's thinking to yer car:
http://www.mrmoneymustache.com/2011/04/29/living-well-on-the-trailing-edge-of-luxury/3) Take the ax to t-mobile, and go for republic wireless if you have even moderate or better sprint/verizon coverage in your area. I can't recommend republic wireless enough. You have to pay upfront for the phones, but they quickly pay for themselves with the low cost plans. A case study here: If you each bought a Moto G ($149 each, $289 for two), and started on two $10/month unlimited talk/text plans, you'd end up ahead after 6 months.
This switch alone will save you nearly ~$8500 over the next 10 years using the monthly compounding interest trick at the end of this post:
http://www.mrmoneymustache.com/2012/07/15/two-fun-tools-from-the-mmm-software-department/4) Your car insurance seems reasonable to me, but if you're trying to cut wherever you can, call around wherever you can think to and don't be afraid to leverage one carrier against the other "If I switch to so and so, they'll give me X price - can you match or meet that price?", etc.
5) You're right to scrutinize your groceries. Mint.com helps me with this quite a bit. be ruthless with not getting anything if you haven't put it on the list in advance. Try to incorporate some low cost foods into the mix, as is possible. Here's a decent springboard for price per serving amounts:
http://www.solitaryroad.com/s815.htmlYou can get a lot of mileage out of rice, oatmeal, beans, potatoes, etc. I'm not suggesting this is all you ever eat, and I understand that kids can be picky, but see if you can work in a low cost meal 1-2 times per week. Then in a few weeks, challenge yourself to include one more low cost meal for a few weeks, etc. They are bland foods, but the savings tastes better. Switching to oatmeal from a microwave SmarOnes or similar twice a week for you and your significant other will net you an additional
$8800 over the next ten years.
Brown bag it whenever possible. Even a $3 frozen meal versus a $7.50 sandwich/chips/drink combo three times a week will save you
$10,000 over the next ten years.
6) Laundry. This is a small category,but one near and dear to my heart. Good on you for switching to the drying racks. They're great, and save a bunch with only a bit more work.
TIP: put 1/2-1 cup of vinegar in your fabric softener slot on your washer to help them be a bit less stiff after drying (not really an issue for outdoor drying?).
Okay, now I'll fess up the real reason why laundry is near and dear to me heart...Please excuse the sales pitch: I make and sell laundry detergent and put 15% of proceeds to Child's Play Charity. I'm hoping to sell more and more to mustachians who are sick of paying out the nose for standard detergents. Typical prices for Tide or similar are around $0.20 per load. I sell a 64-100 load size for $8 which works out to $0.08-$0.125 per load. I usually charge $5 shipping, but if you were interested, I'd sent it your way for $8. If you dissolve the stuff in a cup of hot water first, you can run your was cold/cold, which would save you money, except you don't pay for hot water. Alright. Detergent rant over.
https://www.facebook.com/pages/Steves-Just-Laundry-Detergent/684639731576069Also for dogecoin:
http://shibemart.com/so/trick/homemade-laudry-detergent-for-your-clothes-not-your-doge/7) I'd encourage you to not have a "misc" category. know where your money is going (mint.com helps). Often when I hear "misc expenses", I think "I'm not totally sure what all this is, but I have to account for the money somehow..."
Don't get me wrong, maybe you know exactly where this money is going. By all means, tell me to stuff my face on the topic ;) Just my experience that "misc" can be synonymous with "not totally sure".
Whew. My fingers are tuckered out. I hope it wasn't too accusatory, and know that I'm working on a lot of these things too. It seems your on the right track, and just the fact that you're examining it puts you ahead of "average."