Author Topic: Reader Case Study: Student Loan Debt, Pregnancy, and Nursing School  (Read 14180 times)

NonprofitER

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Re: Reader Case Study: Student Loan Debt, Pregnancy, and Nursing School
« Reply #50 on: November 01, 2015, 07:09:48 AM »
... The CRNA route is also a good suggestion if you wanted to delay nursing school but bring in income and gain experience that will ultimately help you get into nursing. DH worked as a CRNA for a few months while waiting to take the NCLEX and it pretty much guaranteed him a job working in the unit he was eventually hired in (provided you hop to it and have a good attitude). IE, a strategy that could be maximized to secure a preferred hospital unit.

I'm assuming you mean CNA and not CRNA, right? Bit of a difference between those two!

Ha ha. Yes, forgive my healthcare acronym confusion. I meant a clincal nurse assistant.

Goldielocks

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Re: Reader Case Study: Student Loan Debt, Pregnancy, and Nursing School
« Reply #51 on: November 02, 2015, 02:34:47 PM »
Hi Jollygreen,

I kept thinking about your latest posts the past few days...   I can certainly understand why you feel judged, given some of the responses so far, but I don't think that is at the heart of many of these posts.

My thought:  You definitely can have a career after having children, or being a SAHM, including going to school intensely first.   Having a will to create something outside of family roles drives many of us everyday.

Most working women realize pretty early, that you can have it all, just not all at the same time.   The need to prioritize and let fall away some of our priorities is the only way to do it.   Think of it like a circle or spiral -- at some times, kids are number 1, at other times school, relationships, work, or personal time come first.
BUT -- I have found that most people can not make a priority out of more than two things at a time.

Example:

I was full time employed, plus attending school (on line / in person) nearly full time for a  masters,plus married to a working spouse plus I had two kids, from 0-4 yrs of age.  To make it happen, and actually graduate, I had to prioritize school, followed by work (or kids), depending on the season.   

The reality was that I could not be my kids' number one go to person for that time frame.  I had to find great caregivers to assist me, and my husband became the number one person to call when someone was sick, needed an appointment, take to preschool, playdates, pickup, etc.   I was number three, at best, and my husband eventually became the SAHP. (not a bad choice, all in all).   My personal health and relationships with husband, family, friends took a very distant back seat, and I had to repair those relationships when I graduated, spanning several years of focus. 


I feel most of the posters here recognize that someone with 4 kids has put a high value / priority of family in their life, that they may instinctively think that you would not choose to make yourself number two (or three) in their lives until the education is completed.  They could be wrong.


So, eyes open.  If you want to make a significant change and go to school, choose two as priorities, and figure out how the others list.:   It is okay to change up your list every year or two...

.Family (kids)
.Spouse
.Family and Friends (who don't reside with you)
.Work
.School
.Personal Health / time
.Other (e.g., community / environmental activism / issues / FIRE etc).


Jollygreen, you can definitely do this, and best wishes to you.

mm1970

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Re: Reader Case Study: Student Loan Debt, Pregnancy, and Nursing School
« Reply #52 on: November 02, 2015, 04:10:48 PM »
Something to consider:

A lot of women build a career first, then have a baby. They take off a few weeks, then go back to work. The baby is in daycare from about 6 weeks on. In my case, my youngest will be about 15 months old before daycare is even considered. I'll also have summers off.

Both on this thread and my journal thread, I feel like I'm being judged for wanting a career after living in the SAHM world.
My babies were in daycare from 13 weeks and 9 weeks (though part time on #2 there).

I'm not judging you for that.  I'm just questioning how difficult it will be to do it with 4 kids.  There's nothing wrong with having kids then building a career.  I know lots of people who did that.  My older sister was married with 2 kids.  Worked some jobs here and there because her deadbeat husband couldn't hold one down for long.  When she was a little over 30, she said "you are getting a job and keeping it, I'm going to school".  Four years later (with her kids about aged 2-3 when she started, 6-7 when she finished), she had her BA and MBA.  She's currently a company VP (and she's now ... 63?  62?  I kind of lose track.)  Still working because she likes it, and she did eventually dump the deadbeat husband.

But you have 2x the number of kids.  Nothing wrong with online courses to start, but I'd certainly wait until most of the kids were in school before I took on more hands-on classes.  I know almost nothing about nursing school (though a friend of mine just finished). I don't know anything about having 4 kids.  But I do know life with 2 kids and 2 full time jobs.  Your husband will have to pick up some slack.  When my spouse was finishing his PhD (and working full time), I did ALL the chores for about 7 months and it SUCKED.

jollygreen23

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Re: Reader Case Study: Student Loan Debt, Pregnancy, and Nursing School
« Reply #53 on: November 04, 2015, 09:10:37 AM »
In October, we paid $2341.53 toward the student loan. $1817 of that went toward principal.

Baby steps.

ShoulderThingThatGoesUp

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Re: Reader Case Study: Student Loan Debt, Pregnancy, and Nursing School
« Reply #54 on: November 04, 2015, 09:34:56 AM »
Most working women realize pretty early, that you can have it all, just not all at the same time.

Men realize that too. Social pressures are pointed in different directions, but we feel the same family/career conflict.

Goldielocks

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Re: Reader Case Study: Student Loan Debt, Pregnancy, and Nursing School
« Reply #55 on: November 04, 2015, 10:08:15 AM »
Most working women realize pretty early, that you can have it all, just not all at the same time.

Men realize that too. Social pressures are pointed in different directions, but we feel the same family/career conflict.

:-)

I think the new generation of men are just starting to speak out about it. Women are ahead by a couple of decades in talking about gender issues.  the next decade will be interesting to watch.

Malum Prohibitum

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Re: Reader Case Study: Student Loan Debt, Pregnancy, and Nursing School
« Reply #56 on: November 04, 2015, 11:18:20 AM »
In October, we paid $2341.53 toward the student loan. $1817 of that went toward principal.

Baby steps.
  That's an adult step, not a baby step!  Good job!  That's a decent chunk in one month.

lhamo

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Re: Reader Case Study: Student Loan Debt, Pregnancy, and Nursing School
« Reply #57 on: November 04, 2015, 12:36:55 PM »
In October, we paid $2341.53 toward the student loan. $1817 of that went toward principal.

Baby steps.
  That's an adult step, not a baby step!  Good job!  That's a decent chunk in one month.

Not to mention you did this in the same month you popped out a baby!  Pretty damn awesome focus, in my book.  Well played!

LouLou

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Re: Reader Case Study: Student Loan Debt, Pregnancy, and Nursing School
« Reply #58 on: November 05, 2015, 09:39:58 PM »
Something to consider:

A lot of women build a career first, then have a baby. They take off a few weeks, then go back to work. The baby is in daycare from about 6 weeks on. In my case, my youngest will be about 15 months old before daycare is even considered. I'll also have summers off.

Both on this thread and my journal thread, I feel like I'm being judged for wanting a career after living in the SAHM world.

Keep in mind, this is a forum filled with people who don't like working!

jollygreen23

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Re: Reader Case Study: Student Loan Debt, Pregnancy, and Nursing School
« Reply #59 on: November 17, 2015, 11:53:31 AM »
Updates:

Our house is now worth closer to $170k, according to Zillow (not $150k)
The student loan is down to $32k (not $36k)
 I posted in my journal about a new job offer and a move, which introduces some new challenges, but could really help us in the long run.