Hi all, I'm not giving you the full picture here, just wanted a quick therapy session. Briefly, my wife and I are big on Mustachianism, and we're about 3/4 of the way to our FIRE target, which we're defining on invested assets only, leaving our house out of the calculation. Depending on the market, we probably have 3-5 years to go to hit our target.
Problem is...I'm not enjoying my job and want to bail. If we rented out the house, it would cash flow about $500/month after paying the mortgage, property management, and maintenance. I'm badly tempted to buy a cheap van, drive down to South America, and live off the rental income+dipping into savings as needed (thinking we could get by on $1k/month total spending) while we wait for the market to get us up to our FIRE target. Not wanting to sell the house right now because we live in a very hot market and given leverage we're generating more return from the house than we would if we sold the house and put the proceeds into VTSAX (or Berkshire, or whatever).
What's stopping me? Basically that I'm chicken, worried I wouldn't be able to get another job if things don't work out, etc. Many of the post-retirement things I'd imagined doing rely on being in town, not out of the country, and both of our families are here. My wife is enthusiastic about blowing town, but she is in a relatively new job, so we might stay a bit longer so as not to burn bridges - if we were to go, it might be late next year.
Am I just succumbing to OMY? (In this case FMY.) Should I conquer my fears and boogie on out of here? Or should I stay the course and grind it out until we hit our FIRE target?