Auto: gas $197
Auto: tolls $40
Auto: Insurance/maintenance/misc $116
Depending on your workplace locations, it may be possible to cut this. Possible solutions:
1. move close to one of your workplaces, within walking/cycling distance
2. arrange work hours so you can carpool with each-other, this may mean one of you takes the bus home, that's okay
3. at least one of you change jobs, and/or change to doing more work from home
Entertainment: Netflix/Video Games $40
1. for the honest: library
2. for the dishonest: thepiratebay
Food: Alcohol $90
Food: Groceries $657
Food: Eating Out $373
This is an easy area to cut in. Buy a recipe book, buy food in bulk, start cooking, make extra at dinner and take it for lunch. It's reasonable to halve these, which is $500pm or $6,000pa.
Life Insurance: $40
Tobacco (Me): $110
Stop smoking and maybe you won't need the health insurance. I've been a smoker, don't give me the "I'm trying" nonsense - just bin them all now (preferably in the toilet so you're not tempted to fish them out of the bin) and stop. You stop when you decide to.
Electricity: $94
There are myriad ways to cut electricity use, just search here.
Internet: $78
Cell Phones: $55
You will usually find services offer bundles of internet and phone which are cheaper than they are individually. If you work in an office at all, lots of the stuff can be done at work. Do you
need internet at home?