Income: $4800 per month after tax income.
Savings: $15,658 in Vanguard
Retirement:
AXA: $8256
My Roth IRA: $ 53,891.18
Wife's Roth: $ 43,870.90
Wife's 403B: $ 10,527.06
My wife also has a solid pension that will be in the range of $80,000 per year in retirement.
Liabilitites:
Capital One Credit Card: $4164.72 16.9%
Chase Credit Card: $5201.21 0% for 15 months
Car Loan: $1784.65 3.99%
Mortgage: $182480 5.5%
Expenses:
Auto Insurance: $75 a month
Gas and Fuel: $100 a month
Cell Phone: $164
Car Loan: $145
Netflix: $8
Mortgage: $ 1564.
Groceries: $800, probably more. Still in progress...
Dining Out: $100
Life Insurance: $100, estimate
Pet Supplies: $100
Cable/Internet: $100
Sports/Activities: $75
This is all that I can think of for now. I know that we have more expenses than this. Still working on our Mint budget.
Obviously, The credit cards should be paid off first. Car loan will be next. After that, or during, We need to cut monthly costs.
Cell phone and cable will be the first.