Thanks for all the comments. :-) Honestly, I think I'm more focused than I appear here, but I agree there is a lot more work to do.
I have a rough investing strategy, and I can lay it out, but not everyone here will agree with it (or perhaps, no one else here will agree with it) but that is OK, it's my plan, it's supposed to be individual. :-)
At the same time, I am trying to work out a "what do I want to do with my life and career" type of question…. I am not sure if my income is going to be more hobby-ish, or more serious, or if I will be more of an investor than an employee. Maybe I will be an active investor / active landlord for the next 20+ years. (I'm mid 40's)
I feel like I've come a long way from last year, when I first tried to total up our investments and assets and figure out where we are at financially. Now I have our accounts in Mint, and it's easy to see our net worth and track our spending. It's awesome. :-)
But there is still more work to do, for sure!
-- We need to figure out our target spending. In all honesty, our yearly spending will likely be more than Mustachians, we may not even retire early. I am not sure. I truly admire the MMM family and they provide great inspiration. My guess is $40k - $50k before DH would even think of leaving his job. We need $1.25M. We are 66% of the way there. Whoops, we are…. 55% of the way there (I forgot to subtract home equity.)
-- We need to do better with budgeting. We had a budgeting meeting in April and made a budget, but who knows how it turned out. Must practice this. It's not easy!
Ah well, baby steps. I am glad that this topic has been interesting and useful for some community members. That is great. Do you want me to try to articulate the investing plan (even though none of you will bless it, and I am not interested in approval stamps??) Otherwise, maybe it's back to the topic of really figuring out if the 401k tax savings are worth it. Math time??!!