Definitely check with a local insurance broker who can shop multiple companies. They often represent companies that you may never had heard of, but can be great buys (the trick is finding out which have good customer service, but that is true of all insurance companies).
For example, I had Erie Insurance for a while and some other non-household names. Wonder how those companies can charge less? Because they don't have to pay for lots of bowl-game-sponsorships and commercials featuring geckos, ducks, Flo the checkout gal, geese, Snoopy ....