Hello Mustachians,
I am hoping for some investing guidance and recommendations. I am in my mid-twenties and therefore am trying to invest for the long-haul. I currently contribute 8.5 percent of my salary to my pension plan and 12% of my salary to my 457 plan. These are my only accounts right now and I am looking for an allocation that is moderately aggressive. My desired allocation is ~70% U.S. stocks, ~20% foreign stocks, and ~10% bonds. Below are the fund options for both of my accounts with their expense ratios. I would appreciate any guidance or suggestions.
Thanks!
Defined Contribution (Pension) Options-
RNPGX (American Funds New Perspective R6) .45
OAKIX (Oakmark International I) .95
ODVYX (Oppenheimer Developing Markets Y) 1.05
TASVX (Prudential QMA Small-Cap Value Z) .72
VSGIX (Vanguard Small Cap Growth Index Instl) .07
MGOAX (Victory Munder Mid-Cap Core Growth A) 1.32
ACAZX (Alger Capital Appreciation Z) .90
PTRQX (Prudential Total Return Bond Q) .46
457 Plan Options-
RNPGX (American Funds New Perspective R6) .45
ARTIX (Artisan International Inv) 1.17
DODFX (Dodge & Cox International Stock) .64
ODVYX (Oppenheimer Developing Markets Y) 1.05
VSGIX (Vanguard Small Cap Growth Index Instl) .07
MGOAX (Victory Munder Mid-Cap Core Growth A) 1.32
NBGEX (Neuberger Berman Genesis Fund - Trust) .1.10
FCNTX (Fidelity Contrafund) .70
PRILX (Parnassus Core Equity - Inst) .67
PTRQX (Prudential Total Return Bond Q) .46