Hello cmeganmac, and welcome :-)
To better assist you, could you tell us a few more things, specifically:
what are the balances on the loan(s)
What are the interest rate(s)
are they in deferment or are you currently paying interest
the answers to those questions will help tailor the advise to you.
As an aside, many people here (myself included) have been confronted with tens-of-thousands in SLs. A few have claimed to have well over $100k, and in many cases they've managed to pay those off completely. You are not alone and there is hope :-)