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Learning, Sharing, and Teaching => Ask a Mustachian => Topic started by: dr.nick on September 21, 2020, 03:57:18 PM

Title: Portfolio Allocation
Post by: dr.nick on September 21, 2020, 03:57:18 PM
Curious about what others think about portfolio allocation, I usually split my portfolio up between VTI (40%), VEA (25%), VOE (10%), VTV (10%), and VWO (15%) and then re-balance annually. I haven't put anything in BND with the thought process that most of my retirement income will be disposable and I can always scale down spending or maybe pick up part time work if the economy has a large crash. When I look at the correlation between SPY and BND, I don't really see much of an incentive other than curbing my losses a bit.

(https://ibb.co/x6kCN7j)