I'm spending around $29,000 in LCOL area with small, mortgage-free house. I'm saving and investing 38% of actual income above and beyond that 29K. I'm widowed, no kids at home, drive SUV, the puppy lives large. Spend way too much on books and DVDs.
Shop at Aldi, cook whole foods from scratch and freeze, cut own hair with crea clip and do not color, wear simple, dark clothes that pretty much all mix, match, and layer together. Not a big traveler (been everywhere, done it all, like home the best), but mostly use credit card rewards, budget airlines, and hostels when I do travel. (Or stay with friends and family.) I'm not a cheapskate, but I hate recreational shopping, hate "stuff" and clutter, don't like going out to eat much anymore, like to make my own entertainment at home--music, writing, new interest of sketching and watercolors. Live across road from walking trails on 4,400 acre park and a municipal golf course that is in the top thirty of U.S. municipal golf courses...was given a set of old golf clubs, so do want to try golf for the first time--will walk to the course from home, and at least practice putting, which is free. I am a happy person. : D