Author Topic: Please help me select a 401k plan  (Read 1644 times)


  • 5 O'Clock Shadow
  • *
  • Posts: 53
Please help me select a 401k plan
« on: January 20, 2016, 07:50:51 AM »
This is the first time i have been offered a 401k plan through work. I did not change employers but the company just started offering this to all the employees starting this year. Right now, the default contribution is 4% and the default fund is Oppenheimer Moderate Investor Fund - Class A.

I have the following funds that are available for investment and would like some guidance on how should i proceed with this as i have no background info whatsoever-

-Federated Capital Preservation Fund - ISP
-Prudential Short-Term Corporate Bond Fund - Class A Ticker: PBSMX
-PIMCO Total Return Fund - Class A Ticker: PTTAX
-Pioneer Bond Fund - Class A Ticker: PIOBX
-Pioneer Strategic Income Fund - Class A Ticker: PSRAX
-Templeton Global Bond Fund - Class A Ticker: TPINX
-T. Rowe Price Retirement 2020 Fund - Advisor Class Ticker: PARBX
-T. Rowe Price Retirement 2025 Fund - Advisor Class Ticker: PARJX
-T. Rowe Price Retirement 2030 Fund - Advisor Class Ticker: PARCX
-T. Rowe Price Retirement 2035 Fund - Advisor Class Ticker: PARKX
-T. Rowe Price Retirement 2040 Fund - Advisor Class Ticker: PARDX
-T. Rowe Price Retirement 2045 Fund - Advisor Class Ticker: PARLX
-T. Rowe Price Retirement 2050 Fund - Advisor Class Ticker: PARFX
-T. Rowe Price Retirement 2055 Fund - Advisor Class Ticker: PAROX
-BlackRock Global Allocation Fund, Inc. - Investor A Class Ticker: MDLOX
-Oppenheimer Active Allocation Fund - Class A Ticker: OAAAX
-Oppenheimer Conservative Investor Fund - Class A Ticker: OACIX
-Oppenheimer Moderate Investor Fund - Class A Ticker: OAMIX
-T. Rowe Price Retirement Balanced Fund - Advisor Class Ticker: PARIX
-Invesco Comstock Fund - Class A Ticker: ACSTX
-Oppenheimer Equity Income Fund - Class A Ticker: OAEIX
-Oppenheimer Rising Dividends Fund - Class A Ticker: OARDX
-State Street S&P 500 Index Securities Lending Series Fund - Class VII
-BlackRock Capital Appreciation Fund, Inc. - Investor A Class Ticker: MDFGX
-AB Discovery Value Fund - Class A Ticker: ABASX
-Lord Abbett Value Opportunities Fund - Class A Ticker: LVOAX
-Prudential Jennison Mid-Cap Growth Fund - Class A Ticker: PEEAX
-Victory Sycamore Small Company Opportunity Fund - Class A Ticker: SSGSX
-Invesco Select Companies Fund - Class A Ticker: ATIAX
-Lord Abbett Developing Growth Fund - Class A Ticker: LAGWX
-American Funds EuroPacific Growth Fund - Class R4 Ticker: REREX
-Oppenheimer International Diversified Fund - Class A Ticker: OIDAX
-Oppenheimer Developing Markets Fund - Class A Ticker: ODMAX
-Fidelity Advisor Real Estate Fund - Class A Ticker: FHEAX

Also i will not be actively managing allocations, so once i have assigned a fund i will let it sit in there. Happy to provide any more info. Thanks!!


  • Walrus Stache
  • *******
  • Posts: 6708
  • Location: Artic Midwest
  • Retired at 50
    • My Journal
Re: Please help me select a 401k plan
« Reply #1 on: January 20, 2016, 08:28:27 AM »
Need to know expense ratios and when you plan on retiring (year). and a what other investments and where currently.