I'm not looking to build my credit, I have excellent credit. I'm looking for a loan for certain investment opportunities that are presenting themselves.
I'll be taking a business plan to some banks to try to get a business loan, but those are hard to come by, so with good credit and a decent income I'd like to look into personal loans as well, that may be much easier to qualify for.
I'll check into local credit unions. I know a bunch of our small local banks folded in the last few years due to the subprime problem, but I don't know much about credit unions.