Rent | $1,550 | |
Utilities | $150 | |
Car payment | $250 | (200 to principal, 50 to interest currently) |
Groceries | $600 | (wife groceries run a bit high. Still working on this) |
Pet food | $50 | |
Two CrossFit memberships | $250 | |
Wife's one-on-one CrossFit sessions | $140 | |
Car insurance | $140 | In one more month, wife's accidents will be >5 years old and this will go down to 90, woohoo. |
Gas | $150 | |
Internet | $170 | |
Wife nails/hair | $100 |
Pet food $50 Two CrossFit memberships $250 Wife's one-on-one CrossFit sessions $140 Wife nails/hair $100
Pet food $50 Two CrossFit memberships $250 Wife's one-on-one CrossFit sessions $140 Wife nails/hair $100
All I can see is these costs. I don't mean to be a dick but how on earth did you end up with these costs. I mean cross-fit sounds fine to me if it was free. Otherwise why not buy a skipping rope and some weights and you are set.
My advice is to pay off your debt and then save. I have 3 kids and I wouldn't buy any furniture if I was you. I was tempted to buy a big TV a couple of years ago and didn't. My 2 year old often hits the TV. I prefer having cheaper stuff that I don't really car about. Maybe when the kids are older we will upgrade the TV when it breaks down.
Car loan is 7%. Also should add that I have great insurance through my current employer. They pay 100% of all medical costs--including deductibles through an HRA. So we don't anticipate any big medical bills from the birth.
Pet food $50 Two CrossFit memberships $250 Wife's one-on-one CrossFit sessions $140 Wife nails/hair $100
All I can see is these costs. I don't mean to be a dick but how on earth did you end up with these costs. I mean cross-fit sounds fine to me if it was free. Otherwise why not buy a skipping rope and some weights and you are set.
My advice is to pay off your debt and then save. I have 3 kids and I wouldn't buy any furniture if I was you. I was tempted to buy a big TV a couple of years ago and didn't. My 2 year old often hits the TV. I prefer having cheaper stuff that I don't really car about. Maybe when the kids are older we will upgrade the TV when it breaks down.