The car was worth about $5000-6000 but I gave my aunt $7000. My aunt lost her eyesight and now can't drive. She had the car but was not selling it so when we needed the car, I offered her money. She won't take help from either my mother or I so this was a way to help her and also get something I needed. When my mom found out, that was when she offered. She tried to offer me zero because I was helping my aunt but I convinced her to go with what the high yield savings were giving. But then, after convincing her to move her money in capital one (when they had an extra deal), .75 still seemed low, so I got her to take 1% after pulling the, but the loan would be 5.75%, you are saving me money. However, my mother is not dumb, she sees the 2-3% ads for private loans, if I tried to go higher, it would not work. She wants me to succeed and do what works best for me, so if I am wrong on paying the 1% loan over five years and saving for the debt I still have, I want to know. She won't care.