A bit more than 2 years ago I refinanced my student loans, got a great rate. After DH got a raise, he was interested in refinancing his, and I suggested he go with the same company.
He did his research, shopped around at a few placed, ended up refinancing for a much lower rate at the same place, great! Good job all around, right??
Well, a month later I realized I could have "referred" him, and we BOTH would have gotten a $200 bonus from Earnest, the company we both refinanced with. Ugh.
*headdesk* I mean, we definitely saved money by refinancing so I can't be too annoyed, but I'm super mad that we would be $400 richer if I hadn't been dumb.