Author Topic: which direction to go?  (Read 2187 times)


  • Bristles
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  • Posts: 406
  • Age: 47
  • Location: Southern Ontario Canada
which direction to go?
« on: August 05, 2015, 05:59:25 PM »
I was laid off 7 weeks ago. Been job searching but have enjoyed the freedom. This week I have received 2 job offers, either of them are ideal. But whatever, I just need them to help me bridge the gap to ER about 4 years from now. (or sooner)

Financial Status:
Current stash is $740k invested and $300k paid off house.
Expences: Could whittle down to 30 - 35k a year (SAHW and 3 kids)

This weeks job offers:
Job 1 - Normal business hours  (B2B wholesale HVAC sales rep) - 20 k less than my last job!
Job 2-  20k more/year but some nights and Saturdays (Auto sales manager)
Option 3 - Enjoy more time off and keep searching or go PT or go self employed

I am thinking of taking job one and keep looking as it will be a little less pay/title from my last job. Job 2 is inline with my last pay range, but I am not sure if I like the idea of the longer hours etc.

Is the extra cash worth job number 2?
What about Part Time  moving forward? Would anyone do that in my example?

My tolerance for full time work for someone else is wearing thin these days....I like my freedom but have a family to take care of as well.


  • Pencil Stache
  • ****
  • Posts: 929
Re: which direction to go?
« Reply #1 on: August 05, 2015, 06:17:59 PM »
Job 1: More time with family, possibly longer time to ER
Job 2: Crappier hours/less time with family, shorter time to ER

I would personally save the pt employment for ER (when it's just for "fun" and not essential), unless with ER you don't want to be working at all.

Which company gives you better vibes?


  • Senior Mustachian
  • ********
  • Posts: 10922
  • Location: Canada
Re: which direction to go?
« Reply #2 on: August 05, 2015, 09:22:59 PM »
At 4% SWR you're already at $29,600 with you stash.  If you can stomach part time work for several years, that sounds like enough to get you safely ER but enjoying your life more now.


  • Stubble
  • **
  • Posts: 238
  • Location: Sydney
Re: which direction to go?
« Reply #3 on: August 05, 2015, 11:40:19 PM »
Whats your tax rate?
That $20K more may not actually be worth $20k.

Which has the shorter commute?
You might get some time back.

Days aside, what is the hourly commitment for each?
Working on Saturdays and nights may save you even more money.


  • Bristles
  • ***
  • Posts: 499
Re: which direction to go?
« Reply #4 on: August 06, 2015, 05:45:20 AM »
With the HVAC B2B sales job, any chance you could take a lower base (since you don't really need it) to allow for commissions? That way you could theoretically either ramp up or down your efforts based on how much money you want to make vs. how much free time you want now.