Max that 401k out. That's $18k right off the top of gross, no taxes.
Since you do not have a 401k account you should have a much higher income threshold for contributing to a tIRA. Assuming you completed your 2014 tax return by the deadline yesterday you can re-characterize your 2014 roth contribution up until Oct 15, 2015. This will amend your taxes and should net you some more money back for 2014. I would recommend you re-characterize the full $5,500 contribution you made for 2015 also since you are actually eligible for that also. Since your husband has a 401k through his work his income thresholds for IRA deductions is different than yours.
Also open up a traditional IRA and a roth IRA for your husband. If your husband contributes the max to his 401k your MAGI should be around $108k, which would qualify him for a partial tIRA deduction. Contribute the max allowable into a tIRA for him, and put the remainder of the $5,500 limit into his roth.
That should get you some money back for 2014, and also lower your 2015 taxable income by about $25k (im not sure exactly how much the partial IRA deduction for your husband will be this year, this is just an approximation).