Hi Everyone,
I will be starting a new job soon and my current insurance will end on Oct 31st. I will have about a month gap. I could do Cobra, jump on my wifes plan, get a marketplace plan, or go without a plan for a month.
My current plan is an HSA plan and the new workplace is not HSA eligible to my knowledge. If I switch to their plan will my HSA contributions become ineligible or is it based on time I've had each? IE 5/6 of the year on HSA so I can contribute 5/6 of 3350?
Also If I decide to go with no insurance through the gap is that a no no under ACA?
I also have some ongoing appointsments that I need to evaluate if I still want to go through with them after the change.
Any insight on health insurance changes with job changes will be helpful.
Thank you