Author Topic: New Job - Can I max 2015 HSA?  (Read 705 times)

KeeKat

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New Job - Can I max 2015 HSA?
« on: July 26, 2015, 03:06:29 PM »
Hey all!

I began a new job at the end of March. The new employer has an option for a HDHP with HSA while my previous employer did not.

I'd love to max out the HSA account for this year (hello, Mad Fientist and the excellent HSA article!), but I'm not sure that I'm allowed to do that - does anyone know the IRS guidelines? I've asked my HR department (and haven't heard back yet - I'm probably the first to ask), but I'd feel better if a few fellow Mustachians could share their past experiences.

For the record, I am also working to max the 401K and already have maxed my Roth for this year.

Thank you all in advance!

Paul der Krake

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Re: New Job - Can I max 2015 HSA?
« Reply #1 on: July 26, 2015, 03:20:52 PM »
Quote
Under the last-month rule, you are considered to be an eligible individual for the entire year if you are  an  eligible  individual  on  the  first  day  of  the last month of your tax year (December 1 for most taxpayers).

Source: http://www.irs.gov/pub/irs-pdf/p969.pdf