Author Topic: New job and transferring 403b  (Read 1169 times)

dafoe1999

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New job and transferring 403b
« on: December 03, 2014, 04:07:49 PM »
Should I transfer 403b into a 401k in new place or transfer into Vangaurd and start 401k fresh at new job

seattlecyclone

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Re: New job and transferring 403b
« Reply #1 on: December 03, 2014, 04:26:27 PM »
My general advice is as follows:
* If your new 401(k) has institutional-class index funds with lower expense ratios than you can get in an individual account, put the money in the new 401(k).
* Otherwise, if your old 403(b) has institutional-class index funds with lower expense ratios than you can get in an individual account, leave the money where it is.
* Otherwise, roll the money into a Vanguard IRA.

dafoe1999

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Re: New job and transferring 403b
« Reply #2 on: December 04, 2014, 02:42:05 PM »
Thank you Seattlecyclone