It sounds to me like the OP only has one car in the family right now anyway. My guess is even if the commute is gone, the car will still stay. Though it is possible, very few people are willing to have NO car and a baby if they don't live in New York/ San Francisco/ Chicago. I think keeping car expenses probably changes the "lose one job" equation.
In education, are you a teacher? Do you teach only 9 months of the year? If possible, take advantage of that by not having daycare in the summer. That can be a problem with professional daycare, but is not as much with an at home daycare.
Do keep looking for a job closer to home or spouses job close to your work, but it may not be possible. I think 14 miles one way could be a very challenging bike commute to start with, especially if it means an additional hour away from home on weekdays. But, if you can, it might save some money and sanity. Batch cooking on weekends, Amazon delivery of supplies, and
I think you are doing fine for your goal, which was to retire a "few years early." You have at least 20 years to meet that goal, and it sounds like you already have some savings. You may also have some other benefits retiring at that time (work pension, social security?) One way to do it is to save 30-40% of your income all along. But, another way, is to save a smaller percent now, and increase your savings rate as you get raises and when you no longer have daycare expenses. And, paying off your debt is not actually savings, but we kind of count it. If you are paying of debt with 20% of your income, that will easily become savings in 4 years, plus the daycare expenses ending in about 4 years.