Hi guys, I found my garage header beams are completely rotted out. As a Mustachian, DIY repair was my first option. However, as I started taking apart the siding, flashing, etc. I found that the damage was beyond any reasonable DIY project.
I read my insurance policy and it looks like it is covered as long as it is not insect damage. Obviously the insurance company is going to try and find a way to avoid paying.
I normally would avoid filing a claim for fear of increased premiums but the damage is probably in the ~$10k range; a good chunk of change. Any advice, tips, tricks, or pitfalls to avoid when filing a claim?
Thanks!