You currently have expenses of 3095 per month from your breakdown. That would be about 37k per year. Assuming you have no desire to reduce your expenses (hint you can retire very early if you did reduce your expenses, sell car with payment buy used,how the hell are you spending 100 a month in gas for a 6 mile round trip commute, walk/bike/run/public transportation to work 3 miles are you kidding me, reduce eating out and treat it like a reward not a right) you would need roughly 925k to FI. That does not take into consideration your current income streams.
With your current income stream of 950 a month (can one of the landlords who know more than I step in if I mess this up and correct me, you don't do any hedging based on vacancies it's built into your rent I believe so you take cash flow at value?) the 3095 goes to 2145 or 25740 per year. Meaning you would need 645k to cover your remaining expenses at a 4% SWR.
You're much closer to FI than you think. If you were to pay more attention to your expenses, determine you plan like nktokyo suggests, reduce some of those expenses you can easily do it in five years. Kids will change the picture for your expenses but it is up to you how much that picture changes.
Also it's a great opportunity to learn how to cook healthy food and be there for your future kids now if you start not going out to eat as much.