Author Topic: Need advice; car is junk after 4 days  (Read 4470 times)

Chubbs55

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Need advice; car is junk after 4 days
« on: September 14, 2022, 08:08:16 AM »
Usually not this stupid in life so while I most likely deserve several virtual gut punches for making such a dumb ass decision with money, I’m looking for the next steps or what you smart people would do next if you were in this situation (being smart money people I know you wouldn’t tho).

Bought a used Kia Sportage on September 6th of this year from a side of the road dealer in Illinois.  Have been looking for a few weeks and had a few makes and models in mind and this car came up at a roadside dealer about two hours away.  Dealer got rave reviews thru Google and other sites as did the research I did on the vehicle.  Checked basics on car, nice handling, probably more features than I needed but my wife and I like to travel to visit different state parks with our dog that had a rough start in life from abuse with his previous jack ass owners.  Figured a small SUV would be more comfortable for a dog being in the car for a few hours.

I signed all the paperwork to purchase the vehicle without reading as I was pressed for time and drove the car home leaving my wife’s car there. The dealer mentioned it needed a master switch for power windows that would be in Friday when my wife and I went to pick up her car and would be a 15 minute project to install. The only thing I was told about the car fax that came up was an airbag deployment without an accident. There was a recall but I was in for it did not pertain to my VIN. Didn’t take any additional extended warranty as it only had 75000 miles on it.  Leaving the dealer on Friday (4 days after purchase and 546 miles driven), the car stalled and I had to have it towed back to the dealer I purchased it from. They were unable to diagnose it and recommended having it taken to a Kia dealership.  This morning I was informed the engine needs to be replaced and apparently there was a request a month ago to be included in the recall but was denied.  The Kia dealership states it will be my expense to replace the engine. I’m just over the 500 mile standard warranty for Illinois.  I now have a car payment coming in less than a month for a car I’ve literally driven for a half a week and will have I’m guessing over $5000 for a new engine.

Yeah, I’m dumb as shit for this, face punch away.  No problem with that, but if your gonna take a few jabs, feel free to leave a little advice as well. What would you do or recommend.

Signed, extremely stupid and frustrated.

RWD

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Re: Need advice; car is junk after 4 days
« Reply #1 on: September 14, 2022, 08:21:50 AM »
This is a risk you take with a used vehicle and no warranty. The typical advice (too late) would be to get a pre-purchase inspection (PPI) from a trusted third-party before buying. Dashboard Light is also a good resource to check general expected reliability (again, too late now).

You should call around to a few shops to get quotes for the engine replacement (a used/remanufactured engine might be cheaper too). But any way you slice it will be a 4-figure job.

Personally I would try to get a different, more reliable vehicle. But that depends a lot on your financial situation.

Metalcat

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Re: Need advice; car is junk after 4 days
« Reply #2 on: September 14, 2022, 08:28:00 AM »
This is the kind of thing that if the local news is willing to do a story on it, Kia will probably just take care of it for you.

So if you have a local paper looking for this kind of story and you can tolerate exposure, that's what I would go with.

It's one of those cases where it's unfair, but not illegal and everyone but you is protected by paperwork and technicalities. You're fucked unless you make it embarrassing for the wealthiest and most likely entity to just pay to fix the problem.

Chubbs55

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Re: Need advice; car is junk after 4 days
« Reply #3 on: September 14, 2022, 08:35:53 AM »
Yeah, kinda figured I was fucked. Story of my life, financially anyway. 

Should’ve done more research. My previous car lasted 231,000 miles with virtually no issues besides general maintenance which I did myself.

Certainly appreciate the advice so far.  Never been the kind that likes attention so the story route with a local paper wouldn’t be an option. Not to mention I’m a guy with a strong sense of doing things right and not getting hand outs. I fucked this up, not looking to blame anyone but me.

Might try to email some Kia corporate to see if they have any options available or find out why this car isn’t included in the recall.


ChpBstrd

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Re: Need advice; car is junk after 4 days
« Reply #4 on: September 14, 2022, 09:17:37 AM »
1) Get a 2nd opinion on the engine. Why exactly does it need to be replaced? Snapped timing belt, blown oil pump, threw a rod, leaking head gasket, etc? Some of these things are NOT the same as a full engine replacement as might occur when the entire block is bad or the crankshaft is bent. People just say "bad engine" because they don't understand the details. Also, DO NOT hire the dealership to do this work. They are the absolute highest price source for anything, and may be trying to persuade you to "trade up". Find an independent mechanic to do the diagnostics and work for half as much and they'll probably be less likely to lie to you.

2) Review https://www.carcomplaints.com/ to see if you might have recourse due to recalls, lemon laws, warranty details you might have missed, or class action lawsuits.

3) Consider just letting it get repo'd. Yea, your credit will take a ding for 7 years, but will that really cost more than these repairs? Before the repo actually occurs, your credit will look fine if you need to finance your next vehicle (really you should pay cash for cheap vehicles, but that's not the question here). Maybe pay a lawyer for an hour long discussion about the lemon laws and consequences of repossession in your state. I.e. can the dealer garnish your wages or sue? The few-hundred-buck investment in legal advice might save you many times that amount.

Metalcat

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Re: Need advice; car is junk after 4 days
« Reply #5 on: September 14, 2022, 09:46:52 AM »
Yeah, kinda figured I was fucked. Story of my life, financially anyway. 

Should’ve done more research. My previous car lasted 231,000 miles with virtually no issues besides general maintenance which I did myself.

Certainly appreciate the advice so far.  Never been the kind that likes attention so the story route with a local paper wouldn’t be an option. Not to mention I’m a guy with a strong sense of doing things right and not getting hand outs. I fucked this up, not looking to blame anyone but me.

Might try to email some Kia corporate to see if they have any options available or find out why this car isn’t included in the recall.

I wouldn't interpret it that way.

Sure, you made a mistake, but your mistake was to reasonably expect fairness in a system where every other party had lawyers draw up documents to protect themselves in the event of an unfair result.

There shouldn't be a reality where someone can go to a dealership, buy a seemingly great car, and expect that it could die a few days later and have absolutely no recourse.

The average person doesn't have the awareness or skill to be able to prevent this from happening to them the first time, which means it's an unreasonable system.

Legal courts don't even hold people to the standard of asking if they did everything in their power not to get screwed, they typically hold people to the standard of what a reasonable person would do.

Perhaps a court would hold you to the standard that a reasonable person would expect that a car would die just a few days after purchase, but they might not.

Did you make a.mustake? Sure.
Were you set up to be the fall guy who has to pay for a lemon car while everyone else profits from you and protects themselves with legal cover? Oh most certainly.

I'm not convinced that an entity other than you contributing to the costs is actually a "handout."

As someone who has run businesses, I've paid out for much less egregious issues and not considered my contribution a handout, but instead recognized that the client was getting fucked and I didn't want to be part of fucking them, so I contributed what I felt was my fair share of the solution, whether I was legally obliged to or not.

I didn't feel generous, I felt responsible for my part in an unfair situation.

Covering ones ass in business and wiping your hands of responsibility on legal cover may be the norm, but that doesn't make it right.

I understand not wanting news exposure though. That's why I specifically included that caveat. Many people aren't comfortable with that. I personally wouldn't be. However, that advice doesn't come from me, it comes from a very, very good lawyer who insists that it's the superior way to deal with bad business as opposed to taking the legal route, which is ALWAYS stacked against you as an individual.

When you contact Kia though, I would *strongly* recommend not writing the email yourself since your personal responsibility taking is likely to come through. Find someone who is good at outrage to write it for you. Companies interpret outraged correspondence as a warning shot before someone goes public.

They will not read your email with a view to what is reasonable or fair, they will assess your probability of going public or engaging in litigation and then risk-assess the value of shutting you up with money from there.

My formula is always to go in guns blazing with hysterical outrage and then calm it right down to reasonable the second someone is pleasant. I'm sending the signal that I can easily be appeased with money.

This works much, much better if you can find a direct email for a VP at the company. These are usually most easily found by tracking down the charities they associate with, because there's often some publication somewhere that has a direct contact for them.

VPs LOVE cracking down on their middle managers, so your email gives them an excuse to shit hard on the people below them, perhaps quelling some talk of promotions or bonuses in the meantime because "LOOK AT HOW YOU CREATED THIS PR NIGHTMARE!"

Plus then you bypass all of the gatekeepers who are trained/pressured to deflect you.

That's basically what the news story option does. It escalates your complaint right to the exec level without you having to track them down personally.

I did this to my bank once. I found multiple VP emails. 20 years later I still get treated with kid gloves in my home branch because there's probably some big red alert that pops up to every teller when my account opens and they immediately call over a senior person to take care of me.

I made a mistake too back then. I signed loan papers that I knew weren't right for my situation, but I reasonably assumed it could be fixed by someone later on who knew the products better.

I needed a small amount of cash immediately for a deposit, and the account manager was insisting that the product I needed didn't exist. So I just signed, knowing he was wrong, and figured I would get someone more knowledgeable to fix it.

I had no clue that changing it after I signed it was almost impossible. Sure, I could have asked, but the guy obviously didn't know his shit anyway. I reasonably trusted the bank to behave reasonably, and they did not.

So I set off an executive sit storm.

six-car-habit

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Re: Need advice; car is junk after 4 days
« Reply #6 on: September 14, 2022, 10:26:59 AM »
 
  " This morning I was informed the engine needs to be replaced and apparently there was a request a month ago to be included in the recall but was denied.  The Kia dealership states it will be my expense to replace the engine. I’m just over the 500 mile standard warranty for Illinois. "

  Questions -
 What year was the car made / date 1st sold ?? - is the vehicle even within Kia's pretty generous powertrain warranty period.  If the SUV is > 10 years old, i'm not sure how Kia [ the manufacturer ]  or the Kia Dealer who inspected it for you[ privately owned business ] is on the hook for the cost to replace the engine block + labor.

 Someone asked for the car to be included in the recall.  Who was that ?  Was it the 'side of the road' dealer you purchased from ? Was it the previous owner who unloaded it on, and/or  traded it to the the dealer ?  Did the dealer get it at auction ? 

 Maybe the "requester" knew there was an issue......

 If you can verify it was the dealer that made the request to be put on the recall list, that seems to imply they knew here was a probable issue with the car and i'd think your beef would be with them.

 Pursue recompense thru the dealer 1st. Then call your state Dept. of Motor Vehicles. They usually have a 'consumer advocate' who will talk with you on the phone and suggest potential remedy, how to file a complaint, etc.
« Last Edit: September 14, 2022, 10:29:27 AM by six-car-habit »

Tester

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Re: Need advice; car is junk after 4 days
« Reply #7 on: September 14, 2022, 11:05:32 AM »
This morning I was informed the engine needs to be replaced and apparently there was a request a month ago to be included in the recall but was denied.  The Kia dealership states it will be my expense to replace the engine. I’m just over the 500 mile standard warranty for Illinois. 
Signed, extremely stupid and frustrated.

Who asked for the car to be included in the recall one month ago?
If it is the business from which you got the car then they knew they are screwing you - go after them.
Try to appeal to Kia, good advice above to go directly for executive e-mails and to not write this yourself.

Worst case, let them repo the car - do not pay anything anymore.

Chubbs55

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Re: Need advice; car is junk after 4 days
« Reply #8 on: September 14, 2022, 12:53:36 PM »
Great advice from all and it’s appreciated more than you know, even if to take my mind off the shit storm I’m gonna have to deal with eventually.

To answer some questions. It’s a 2015 Kia Sportage, 76034 miles on it.  I’m not sure whom made the request about the recall. I’m assuming it was the previous owner and I’m not sure if they were just checking on it or what.  It’s just what the person thru the Kia dealership mentioned when I spoke with him.  I did do a basic email thru the Kia website explaining the situation and simply asked why a previous request not to have the vehicle included in a recall was denied, especially now with my situation. I’ve asked the service department to let me know exactly what needs to be done and why. Could be just a head although there was no overheating or any indication of problems before it stalled.  I have a mechanic that works for cash on the side, very decent but I’m thinking it’s best to have it installed by a certified mechanic and warrantied, if nothing else to hopefully help with resale value.  Not to mention I’ve spent 800 just having it towed around Illinois to try to figure out what the fucks wrong.  I’m sure it be over a grand to have it towed back to Wisconsin.

I’m not the kind to throw a fit about this.  Sure life sucks from time to time. I don’t know if the system is truly fucked against people like me or not. For every bad situation that happens I’m sure here’s countless other times where there’s been no problems and you’ll never hear a peep about it. I can’t not pay for it or have it repo’d. I got fucked, whether thro stupidity or just plain bad luck, bit of both. If I let it go, I’m kinda fucking my credit for years not to mention making my problems someone else’s problem.  That’s the part of life and society I just can’t stand and don’t want to contribute to (soapbox shit for the day). 

I think I will look into finding emails of higher ups to contact. Not so much looking for a handout but with tech and everything today if someone can’t make a car where the engine (assuming regular maintenance) can’t last to 100,000 fuck’n miles, there’s something wrong with that business, especially when you boast about safety and reliability. That’s where I’d want some answers from Kia.

Can’t tell you all how appreciative I am, great options and kind hearted gut punches. Gave up on LinkedIn a while back, SM is just too much bull shit for me. Certainly be on here more in the future and will try to make updates as I find out what’s going on.

Metalcat

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Re: Need advice; car is junk after 4 days
« Reply #9 on: September 14, 2022, 01:25:44 PM »
It makes me smile that you've lived the kind of life that you aren't aware of just how brutally unfair/criminal the system is against the average person.

I don't mean that sarcastically. I just forget that there are still people who haven't been on the receiving end of a violent skull fucking from a large organization.

RWD

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Re: Need advice; car is junk after 4 days
« Reply #10 on: September 14, 2022, 01:31:03 PM »
It’s a 2015 Kia Sportage, 76034 miles on it.
If you were the first owner it would still be under warranty. Unfortunately it looks like the warranty is reduced for a second owner... Still worth leaning on Kia/the dealer to see if they can help you out somehow.

Tester

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Re: Need advice; car is junk after 4 days
« Reply #11 on: September 14, 2022, 01:41:00 PM »
You are not looking for a handout.
You got screwed.

More, if you let it get repoed you are not making it someone elses problem. The financing company is insured and plans for this. You did not plan for this.

I totally agree with doing the right thing, this is paramount to me.
But in this case I think the right thing is to use the system.
You will get a credit score hit (so you pay for this anyway), they repo the car.

Paper Chaser

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Re: Need advice; car is junk after 4 days
« Reply #12 on: September 14, 2022, 02:00:34 PM »
My brother's used Hyundai/Kia product was just outside of the powertrain warranty when the engine needed replacement. They ended up covering it, but it was a known issue with the specific engine in his car. There had been a recall, but his vehicle was thought to be unaffected and therefore did not get the recall notice.

This makes it seem like your situation is not completely unheard of:

https://www.vehiclehistory.com/articles/2015-kia-sportage-engine-recalls-worth-worrying

Definitely get as much info as possible from the Kia dealership about what's wrong, how common that might be, and the prior inquiry about the recall. A thorough understanding of the situation and timeline will be beneficial for you if you seek resolution.

ChickenStash

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Re: Need advice; car is junk after 4 days
« Reply #13 on: September 14, 2022, 02:35:20 PM »
If you haven't already, email, call, or submit a request directly to Kia customer support about covering the engine repair if it even remotely looks like the failure is due to something covered by a recall or service bulletin. Actually, do it no matter what. In other words, do not take the dealer at their word that something isn't or won't be covered - they are usually not working in your best interest.

Cassie

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Re: Need advice; car is junk after 4 days
« Reply #14 on: September 14, 2022, 03:31:39 PM »
You are definitely being screwed and when that’s happened to me I have raised a big fuss and threatened to go public.  I got my money back from a car dealership that tried to cheat me, my money back to the tune of 8k from a dentist for performing work that was destined to fail per 2 other dentists and my deductible back from the ceo of a big hospital ( long story but something that they caused).

affordablehousing

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Re: Need advice; car is junk after 4 days
« Reply #15 on: September 14, 2022, 03:39:25 PM »
We had a somewhat parallel situation happen to us. We got a nearly unused Civic from grandma when she died. It was 8 years old but had like 12K miles on it. After driving for another 5 years, up to 65K miles, the engine casting cracked and would shoot out coolant when you drove. The mechanic was shocked. It seemed unusual to me and sure enough, there was a defect in that model year's casting making the case too thin near a bolt and leading to this specific premature failure. The recall covered up to 100K miles and 10 years. Well, we were well under the mileage and well over the time period. After a lot of squawking, Honda covered 70% of the cost of the engine replacement, which I think left us with a $1700 bill. Not great, but better than putting in a retired engine from Japan, which would have been around $3500. We apparently got some credit for having a second Honda and our "relationship" value.

It doesn't sound to me like you did much stupid at all, just got extremely unlucky. So sorry that happened to you and hope my story may help in a conversation with Kia and/or the dealer.

Michael in ABQ

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Re: Need advice; car is junk after 4 days
« Reply #16 on: September 14, 2022, 03:52:58 PM »
When I was a kid, my dad spent days publicly shaming Saturn to fix a broken engine that should have been covered by a recall.

He got a full sheet of plywood, painted a sign on it about the situation then mounted it on the top of our minivan and parked in front of the Saturn dealership for several hours on multiple days. I'm sure he cost them sales because of that. I think he also went down to a local car show one day. I'm not sure how many hours he put into this quest but eventually they relented and fixed the problem. It was something about folds in the metal of the engine during the casting process.


The squeaky wheel gets the oil.

Chubbs55

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Re: Need advice; car is junk after 4 days
« Reply #17 on: September 15, 2022, 09:57:04 AM »
Overwhelmed by the friendly and honest advice.

I’m gonna push my luck a bit and ask if anyone has worked with a place called nationallemonlawcenter.com.

It seems legit and im not even sure if they would take my case as it is 40 some miles over the generous 500 mile warranty Illinois offers for used car purchases.

Im getting no where with the dealer that sold the car or the dealership on the specifics of the engine failure or exactly what needs to be replaced. I’d like to have it towed to an independent shop in Illinois. It would cost $900 to have it towed back to somewhere near me in Wisconsin.

If not the website mentioned, any law firm near Aurora Illinois that anyone could recommend to hear my case and maybe I could pay to have a lawyer put some pressure on some of these fuckers to see if it is in fact a defect thru Kia?

Appreciated

therethere

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Re: Need advice; car is junk after 4 days
« Reply #18 on: September 15, 2022, 10:02:53 AM »
I know Subaru dealers have a special monthly fund to assist customers who are on the border of these extended warranty type things but missed it for one reason or another (mileage or 2nd owner). My friend was a mechanic at a dealer, and they were allowed a certain number of labor hours or discounts exactly for things like this. Maybe call a few dealers and keep trying to get it covered. You may have better luck at the beginning of the month.

Michael in ABQ

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Re: Need advice; car is junk after 4 days
« Reply #19 on: September 15, 2022, 10:07:53 AM »
I know there's a mileage limit for most towing services included with insurance, but I've been very happy to pay an extra $5-10 every 6 months with USAA for towing/roadside assistance. Even a local tow is normally going to be $100 +/-.

Maybe a car hauling service would be cheaper than a tow truck? I know it's not uncommon for someone to buy a vehicle located hundreds or thousands of miles away and pay for it to be hauled to them on a large trailer pulled by a large pick-up truck. I imagine that would be much cheaper than a normal tow truck.

Until you can get it to a reputable independent mechanic, you're at the mercy of the dealership who will certainly overcharge for any service work.

RWD

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Chubbs55

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Re: Need advice; car is junk after 4 days
« Reply #21 on: September 15, 2022, 12:49:08 PM »
Thanks again to all.

I contacted the lemon law place I meant before.  Figured it doesn’t hurt to se what if any options are available. I also emailed the guy from the law firm in Michigan, just to see if they had advice as well.

Guess Malcat was probably right, I am a little naïve. Probably just the way I was raised. I’m definitely using the “skull fucking” comment when appropriate in the future, first time I’ve laughed since I created this shit storm. Whatever happens with this, I’ll certainly learn as we all do. I can be cautious about doing business like this in the future, just hope I’m not as trusting of others cause of this. Don’t know how many skull fucks it takes to change that.

As of now I got nothing else to add, still waiting hear back before I grab a piece of plywood, write Kia sucks and stand outside of the Kia dealership til they admit it’s a shit engine and replace it.  Still don’t know if I’d keep the car after this hell

I’ll make updates as I get them if for no other reason but to vent to a bunch of strangers.

Take care all

ChpBstrd

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Re: Need advice; car is junk after 4 days
« Reply #22 on: September 15, 2022, 02:21:33 PM »
This thread has prompted me to look into Kias in the 2015 range and it sounds like a common problem for them is to "throw a rod" which is definitely a "replace the engine" kind of issue, particularly if the rod that came loose then bashed through the engine case. This tends to happen between 50k and 100k miles. There is a *chance*, if the broken rod didn't destroy anything else, that a talented and lucky mechanic could pull the oil pan and replace the rod and bearings from below, but realistically you're looking at a swap with the engine from a wrecked car.

FWIW, there is reportedly a similar rod-throwing issue with the Ford Ranchero hybrid.

Zero weight synthetic oils have led to many cars lasting 250k miles or more, but early catastrophic failures in ICE's like these are going to drive people to BEVs. "Will my ICE break down today and cost thousands to fix" is an effective counterweight to "BEV range anxiety".

Just Joe

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Re: Need advice; car is junk after 4 days
« Reply #23 on: September 19, 2022, 03:25:59 PM »
Before you pay a $900 tow bill, see what it costs to rent a UHaul trailer and tow it home yourself. Do you have a friend with a larger vehicle like a pickup or full size SUV? If not you might need to also rent a box truck. Might still be cheaper than a flatbed truck ride.

See if your insurance has free towing built into it.

I went to used JDM engine route when our 300K+ Honda ate an oil pump. At the time the replacement engine was quite affordable.

The rest of the car was good, didn't want to replace it yet. Did the work myself and saved alot of money. However consider that a 300K+ vehicle is mostly used up generally speaking. Not really worth it when other components might fail in expensive and creative ways.

Chubbs55

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Re: Need advice; car is junk after 4 days
« Reply #24 on: September 20, 2022, 12:38:40 PM »
Further updates.

After a week I heard back from the Kia dealership. The engine is junk. Said the oil was pretty much sludge. Due to poor maintenance records from the previous owners is the reason the vehicle did not qualify for the recall. I saw there wasn’t much for service records besides brakes but I do my own oil changes and basic maintenance on vehicles and I don’t save receipts although I should start moving forward.

My mechanic said it could be a rod accessible through the oil pan but that’s a guess. He said if the oil was that bad it might be the engine or he could replace a rod and not know about other damage that may have occurred when the engine stalled.  There was no smoke or warning but who knows. Kia quoted $8100 parts and labor for a new engine. Even if I get it done for 5 or 6 I’m still way under water on the car and who the fuck knows what else could be wrong with it.

I’ve reached out to one attorney whom we’ve used before for an unrelated case (actually a decent guy) looking for advice. I’m certainly to the point where volunteering the car for repossession is probably the best. Screws me credit wise but I can’t see much other options. Kia is unresponsive and the place I bought it from said bad things happen as I’m officially 56 miles over the 500 mile warranty.

I gave the lawyer my final thoughts which we’ll see if it helps with a case.

When I was signing the paperwork for he vehicle, they had it in he garage doing an oil change and probably cleaning it up ior whatever is done. I was told as I was given the keys that they ordered a master switch for the power windows that they could install on Friday when I came to ick up my wife’s car. Why wasn’t this noticed before?  They charge an inspection fee, why wasn’t this found when they first got he vehicle in? 

The guy at he Kia dealer said the oil was complete sludge. He said whom ever did the last oil change would have known something wasn’t right. The place I purchased the car from did an oil change when I was signing the papers. He said I’d be good for 4 or 5 thousand miles before needing another one. Why didn’t they say something?  Did they know they had a complete Lemmon and were desperate to get rid of it?  Did they renew he mileage on he papers after I test drove it or when others test drive a vehicle?  We’re talking about 56 miles over the warranty. I’m a naïve guy as we’ve determined before but I feel like I got royally fucked. Are people and businesses that cold these days. 

Probably won’t post much else as I’m feeling completely wrecked.  Never been thru shit like this before and it completely sucks balls

All for now.

Brad

Metalcat

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Re: Need advice; car is junk after 4 days
« Reply #25 on: September 20, 2022, 12:51:37 PM »
Further updates.

After a week I heard back from the Kia dealership. The engine is junk. Said the oil was pretty much sludge. Due to poor maintenance records from the previous owners is the reason the vehicle did not qualify for the recall. I saw there wasn’t much for service records besides brakes but I do my own oil changes and basic maintenance on vehicles and I don’t save receipts although I should start moving forward.

My mechanic said it could be a rod accessible through the oil pan but that’s a guess. He said if the oil was that bad it might be the engine or he could replace a rod and not know about other damage that may have occurred when the engine stalled.  There was no smoke or warning but who knows. Kia quoted $8100 parts and labor for a new engine. Even if I get it done for 5 or 6 I’m still way under water on the car and who the fuck knows what else could be wrong with it.

I’ve reached out to one attorney whom we’ve used before for an unrelated case (actually a decent guy) looking for advice. I’m certainly to the point where volunteering the car for repossession is probably the best. Screws me credit wise but I can’t see much other options. Kia is unresponsive and the place I bought it from said bad things happen as I’m officially 56 miles over the 500 mile warranty.

I gave the lawyer my final thoughts which we’ll see if it helps with a case.

When I was signing the paperwork for he vehicle, they had it in he garage doing an oil change and probably cleaning it up ior whatever is done. I was told as I was given the keys that they ordered a master switch for the power windows that they could install on Friday when I came to ick up my wife’s car. Why wasn’t this noticed before?  They charge an inspection fee, why wasn’t this found when they first got he vehicle in? 

The guy at he Kia dealer said the oil was complete sludge. He said whom ever did the last oil change would have known something wasn’t right. The place I purchased the car from did an oil change when I was signing the papers. He said I’d be good for 4 or 5 thousand miles before needing another one. Why didn’t they say something?  Did they know they had a complete Lemmon and were desperate to get rid of it?  Did they renew he mileage on he papers after I test drove it or when others test drive a vehicle?  We’re talking about 56 miles over the warranty. I’m a naïve guy as we’ve determined before but I feel like I got royally fucked. Are people and businesses that cold these days. 

Probably won’t post much else as I’m feeling completely wrecked.  Never been thru shit like this before and it completely sucks balls

All for now.

Brad

Oof, now you have to go after the dealership, and that could be nasty.

If they are that sketchy, they are used to customers coming after them, but a legal letter might help move things along.

I have been able to get a sketchy dealership to totally refund me for a car that turned out to have issues that they flagrantly lied about. The owner was clearly used to clients coming back pissed, but he wasn't quite prepared for how aggressive and litigious I was right out of the gate. This is in Canada though where people don't typically threaten legal action often, so businesses aren't always prepared to handle it.

Good luck.

Miss Piggy

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Re: Need advice; car is junk after 4 days
« Reply #26 on: September 20, 2022, 01:08:04 PM »
I'm no auto mechanic, nor do I play one on TV, but it sounds to me like the roadside dealer did NOT in fact do the oil change they said they were doing while you were signing papers...is that what you're trying to tell us? I mean, if they DID do the oil change, is there any reasonable explanation for brand new oil to turn to "pretty much sludge" within 554 miles?

Tester

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Re: Need advice; car is junk after 4 days
« Reply #27 on: September 20, 2022, 03:51:52 PM »
Not legal advice, but get the Kia dealership to give you some things in written about the fact that whoever did the last oil change should have known something is wrong.
Perhaps get your lawyer to talk with them to get that.
And then try to get that dealer to make things right.

Unfortunately, as I suspected you got screwed.
First time I did not want to say they knew they are screwing you, now I will say it: they screwed you.

Last resort, let it get repoed - for sure do not pay anything more on it.



Just some thoughts on next time:
1. Go to an official dealership. I went to two used car dealerships and I left in a hurry after testing a nice car on paper.
2. Test the car. At least immediately after you buy it. * I did not do it for the 2 used cars I bought but I did the part about going to an official dealership.
3. Look at the car history. The two used cars I got both had regular oil changes, at the same dealership. Both were bought and sold back to the same dealership.
This told me the owners were taking care of the car and the dealership was not too bad (usually people sell the car to the same dealership to get a new one).


Caveat:
Both used cars in my case were "fine".

For the first one (120k miles on it when bought) I had to replace timing belt/tensioner/water pump(knew when I bought it, 1300 USD with a mobile mechanic, 1700 with regular service, don't know dealership price :)), then some electronic board failed (1200 USD), then a door switch.

For the second car (84k miles on it when bought) I had to replace front brakes after 10k miles (because I did not test the car I did not know the pads were ar 2 mm when they sold it).
Back shocks also went out after 15k miles - these I replaced myself, 350 for the shocks and 500 for the tools plus 5 hours of my life :).
I also had to replace the oil pan on the second car - but as they convinced me to get some kind of warranty this was covered under that.

patchyfacialhair

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Re: Need advice; car is junk after 4 days
« Reply #28 on: September 21, 2022, 07:53:54 AM »
Posting to follow. Not sure why Kia sells as many cars as they do. I've known 3 people with Kias and they all end up burning oil or falling apart, regardless of preventive maintenance. Mustachians should stay away from them, generally.

ChpBstrd

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Re: Need advice; car is junk after 4 days
« Reply #29 on: September 21, 2022, 08:09:49 AM »
Posting to follow. Not sure why Kia sells as many cars as they do. I've known 3 people with Kias and they all end up burning oil or falling apart, regardless of preventive maintenance. Mustachians should stay away from them, generally.
My cousin had an Optima. At a low mileage, the wire powering the radiator fan melted (the wire was the thickness of Christmas lights). He impulsively called it junk and unloaded the thing. I questioned his decision at the time, but maybe it was the right thing to do.

Just Joe

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Re: Need advice; car is junk after 4 days
« Reply #30 on: September 21, 2022, 08:15:29 AM »
https://www.ebay.com/b/Engines-for-2015-Kia-Sportage/33615/bn_7081628822?mkevt=1&mkcid=1&mkrid=711-53200-19255-0&campid=5338258590&customid=&toolid=10001
Looks like a used engine is $3500 or so. I'll bet you might be able to find lower prices with some hard searching. Get a warranty whatever you do on any used engine.

Example: https://www.usedjdmengine.com
So, $1500 for a used Japanese engine shipped all the way over from Japan.

I would demand my money back and start over with another vehicle but NOT from this same used car dealer. I'd be done with them forever.
« Last Edit: September 21, 2022, 08:19:04 AM by Just Joe »

Chubbs55

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Re: Need advice; car is junk after 4 days
« Reply #31 on: September 21, 2022, 11:42:36 AM »
Believe me, I don’t want a fuck’n thing to do with that dealer again. I’ll pay the mark up (reasonable) and go to a regular dealership.

Hopefully my last question on this disaster is; how to I go about voluntarily surrendering the vehicle?  Is this with the finance company?  The dealer where I purchased the car?  I live in Wisconsin but bought the car in Illinois. Do I need legal representation for this or can I handle it myself. Worried if I do surrender the vehicle with the way laws are I’m sure some finance company could come back to me for whatever costs are incurred to fix the car and the hit they take on selling it.

How a few weeks time can really turn one’s life upside down.

affordablehousing

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Re: Need advice; car is junk after 4 days
« Reply #32 on: September 21, 2022, 12:05:34 PM »
Just one thought but could you strip the parts out and sell them individually to recoup some money?

ChpBstrd

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Re: Need advice; car is junk after 4 days
« Reply #33 on: September 21, 2022, 12:52:08 PM »
Yea spend the $ to consult with a lawyer for one hour.

Metalcat

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Re: Need advice; car is junk after 4 days
« Reply #34 on: September 21, 2022, 02:04:51 PM »
What does your lawyer say? Do that

Chubbs55

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Re: Need advice; car is junk after 4 days
« Reply #35 on: September 21, 2022, 11:43:49 PM »
I’m so lost on what the fuck to do!!!!


I’ve emailed a shit ton of lawyers, followed up with phone calls.  I’d gladly pay money just to talk with one but I can’t even get a fuck’n hone call back. Probably a waste of time for a lawyer to deal with since they know it’s a loser of a case. I was that close to paying a fee on justanswer.com.  The one lawyer who did respond is one my wife’s previous employer used that she got to know. Real nice guy but as we and he are in Wisconsin and the vehicle was purchased in Illinois he stated he wouldn’t be able to help. I’ve contacted the finance company simply stating the fact about the engine going to shit after three days of use and there reply was reminding me I had a payment coming due on October 6th. 

2 weeks ago I was such a different person. Amazing how a mistake on my part can fuck up life so much. I’m not one that is overly emotional and I don’t let shit bother me too much. Always been a “someone else probably has it much worse off than me” kinda guy. It’s just a bump in the road of life, shitty I needed to be bent over with my pants at my ankles to realize how some businesses are. 

If anyone knows of a lawyer that I could pay a couple hundred dollars to in the Aurora, Illinois area, I’d be grateful.  I know given the site I’m on and the people here would completely kick the shit out of me for thinking this, but I do have an old 401k from a previous employer I’ve considered taking out $8,000 out of to pay for the new engine.  The Kia dealership it is at now said they tried to get the car to qualify under the recall given my situation but was denied.  The best they could do is take the vehicle on trade to put towards Something else.  So I pay $15,000, the dealer might pay 5 or 6 thousand given it needs a new engine, I get another vehicle for 15 or 16 thousand and finance it for 24,000.

Haven’t slept much in the past few days, need a brake plus I’m probably not making sense and just needlessly rambling.


Chubbs55

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Re: Need advice; car is junk after 4 days
« Reply #37 on: September 22, 2022, 08:32:33 AM »
I’ve never purchased a used engine or one thru eBay. Even given the cheaper price, do these engines come with a warranty?  I am leaning towards fixing it, used and my mechanic on the side would certainly be cheaper but no warranty and might be more difficult to sell for a decent price. Dealership way more expensive but comes with the warranty and piece of mind that if something goes wrong it’s their reputation on the line so it would be covered, although maybe not given my luck as of late.

Three lawyers have finally replied to my emails, probably cause I left them voicemails regarding my situation and questioned their lack of a response. No one is willing to take the case. They all state it will most likely lead to bankruptcy unless I can afford to make two car payments or handle double the regular car payment on trade.

Thanks again for all the advice. Lesson learned the hard way unfortunately.

Take car all

Brad

ChpBstrd

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Re: Need advice; car is junk after 4 days
« Reply #38 on: September 22, 2022, 09:47:16 AM »
That truly sucks @Chubbs55 but don't be too hard on yourself. Lightning strikes sometimes, whether it's health issues, investment losses, accidents, etc. I've lost many times this amount of money on uneventful and routine market zig zags.

Maybe call the lawyers back and say "I don't want you to take on my case, I want to prepay for a half hour of phone consultation at your convenience about the consequences of car repossession and that's it." Your goal at this point is to evaluate the options of (a) pay to fix the car or (b) let it get repo'd. If the repo path is unadvised, just cough it up and fix the thing. Then consider whether you want to keep it.

I wonder if liabilities like you experienced are factored into "the true cost of commuting" or in cost of ownership calculators. Other outlier liabilities associated with car ownership include being sued for accidents, traffic and parking tickets, etc. I believe someone posted a while back and their radiator was hit by a pebble on the interstate and that was $$$$ to replace. My SIL hit an object on the freeway that was unavoidable because she was pinned in by traffic, and it broke through her oil pan and cost $$$$ to fix. Four-figure misfortunes are just part of life when you own a car, which is part of why cars suck.

SunnyDays

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Re: Need advice; car is junk after 4 days
« Reply #39 on: September 22, 2022, 10:18:49 AM »
I see you live within an hour of Chicago.  Find the roughest area of town and leave the car there with the keys in the ignition.  Then make an insurance claim when it's stolen//damaged.  That might give you the best fiscal outcome.  (Only partly joking.)

RWD

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Re: Need advice; car is junk after 4 days
« Reply #40 on: September 22, 2022, 10:27:54 AM »
I believe someone posted a while back and their radiator was hit by a pebble on the interstate and that was $$$$ to replace.
This was probably me. My condenser was hit and the replacement cost was $1,500. Insurance was applied, but they weren't willing to cough up the full amount for OEM parts so I was on the hook for my deductible ($500) plus a few hundred more bucks.

More recently my panoramic roof (different car) got a rock chip somehow on the highway and now has a crack. Currently dealing with trying to get that replaced (will be at least $500 deductible plus 3 hours round-trip driving to a shop plus 4 hours of waiting at the shop). Random stuff like this happens, but usually it's not catastrophic.

I've also dealt with a blown motor. In 2009 I bought a non-running Subaru (for pretty cheap) assuming it wouldn't be too difficult to get running again. Towed it to a shop I trusted and they said the engine was seized and it needed a new long block ($2,100). The cylinder heads also had to be resurfaced/remanufactured ($700). Labor was $2,600. But then there were little bits and pieces that also needed attention (timing belt, A/C, tires, gaskets, hoses, etc.) which brought the final total over $9k, nearly double what I had paid for the car! When all was said and done I could have bought one in much nicer condition for what I paid.

Metalcat

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Re: Need advice; car is junk after 4 days
« Reply #41 on: September 22, 2022, 10:37:41 AM »
That truly sucks @Chubbs55 but don't be too hard on yourself. Lightning strikes sometimes, whether it's health issues, investment losses, accidents, etc. I've lost many times this amount of money on uneventful and routine market zig zags.

Maybe call the lawyers back and say "I don't want you to take on my case, I want to prepay for a half hour of phone consultation at your convenience about the consequences of car repossession and that's it." Your goal at this point is to evaluate the options of (a) pay to fix the car or (b) let it get repo'd. If the repo path is unadvised, just cough it up and fix the thing. Then consider whether you want to keep it.

I wonder if liabilities like you experienced are factored into "the true cost of commuting" or in cost of ownership calculators. Other outlier liabilities associated with car ownership include being sued for accidents, traffic and parking tickets, etc. I believe someone posted a while back and their radiator was hit by a pebble on the interstate and that was $$$$ to replace. My SIL hit an object on the freeway that was unavoidable because she was pinned in by traffic, and it broke through her oil pan and cost $$$$ to fix. Four-figure misfortunes are just part of life when you own a car, which is part of why cars suck.

Yes, make sure to communicate with lawyers that you are specifically looking for fee-for-service legal advice and possible letter drafting.

That said, the pandemic caused a lot of chaos, and I have struggled to find lawyers who have time over the past year.

six-car-habit

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Re: Need advice; car is junk after 4 days
« Reply #42 on: September 22, 2022, 10:38:56 AM »
 Thoughts on the further developments.

  The oil could have been changed at the roadside dealer, if the block was cracked and water/ coolant was getting into the oil it would get milky withiin 500 miles. Most oil pans have sludge in the bottom. This car seems to have more than most, they would have removed the oil pan to check the motor, and found all the sludge.  Probably because as stated, the prior owner didn't do the maint, possibly didn't change the oil until the engine got loud or ran hot because oil level was too low.
  Regardless - all this conjecture doesn't really matter except to say , buying from a private party owner with a stack of maint. receipts for their vehicle + long-term ownership, is often the better choice than the "convienences/ protections" a dealer offers.

 Sooner or later you will have to pay the Kia dealer for the work they've done tearing down the engine.  They won't store it there forever as you decide what to do.  You could just pay them what is owed and have it towed back to your place while you consider next steps.

  I wouldn't expect much of a warranty on a used engine. Even if it comes with a warranty, to access the warranty's usefulness, you will have to pay a mechanic to 1st put it in,  suppose this used engine is junk, then your mechanic gets paid 2nd time to remove it, and then a 3rd time to install your new replacement block.  Maybe the engine you buy from E-bay is the correct size, but it came out of a Korean market sedan, and not an SUV, [ how would you know ? ]  -so the sensors on the motor could be different, more expense, etc....

 Why do you have to buy another 15K car / trade-in scheme to Kia dealer.  They must have something on the lot for $8K or less ? 
 I think your 5-6K "trade-in " value for a non-operating car is optimistic as well, unless they actually threw that # at you...

 Spend a week looking at craigslist ads in  "car for sale-By Owner ".  You'll be amazed at how many "out of favor" American sedans you could buy that are late 90's / early 2000's that have less than 100K miles on them, are being sold by 1st or 2nd owners- that come with a thick file of service receipts - for less than $4000.   

Chubbs55

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Re: Need advice; car is junk after 4 days
« Reply #43 on: September 22, 2022, 12:54:36 PM »
No lawyers will take the case, all recommended bankruptcy as a future necessity. One recommended filing a complaint with the Illinois Attourney General Office. It won’t make a difference for me but hopefully some laws will be changed in a way that makes sense if that’s possible.

Gonna go the withdrawal from old 401k route. Sucks ass and I’ll certainly take a hit tax wise and might cost me a few years of earlier retirement but that’s pretty much a pipe dream anyway.

ChpBstrd

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Re: Need advice; car is junk after 4 days
« Reply #44 on: September 22, 2022, 04:05:05 PM »
So are you going the route of fixing it, or are you just going to buy another car to get by in the interim?

There may be another way rather than doing a 401k withdraw, which comes with a 10% penalty on top of taxes to buy a rapidly depreciating automotive asset liability which might also go bad on you.

Maybe look up your local auto auction and see if you can run your car through there. You might receive close to the value of the car minus repair costs and minus towing, and then you have a few thousand bucks in pocket within a week or two to pay off most of the car loan.

Then you'll still need be without a car, but I recommend getting something on the cheap end of the scale like @six-car-habit recommends, if not just living on Uber or Lyft or rental cars for a few months. Used car prices are still ridiculous, but there's a recession coming and that's going to drag down used car prices within the next 12 months.

I'd probably just cough up the $3500 one way or another and then sell the Kia.

I think if you're short on the kind of cash it takes to do a $3500 repair, and might lose your job in the coming recession, then the last thing you should do is go out and buy another five-figure car with 401k money. You've got to get your transportation to work needs figured out and then get stronger financially so that you can pay for the next $3500 mishap. Otherwise you're on a car treadmill of depreciation, missing out on investing opportunities, paying interest, taxes, and penalties, etc.

Ideas include:

-Have you looked into bus routes and do you have a bike?
-Buy 10 year old car with many thousands of dollars worth of cosmetic body damage (e.g. crinkles on both fenders, the hood, and a door) and drive it as-is for a while.
-Ask older relatives if you can rent their unused car from them, but still make it available when they needs to run errands or go to appointments.
-Are there carpools or nearby coworkers so you could get transportation for pitching in money?
-Consider a scooter or ebike.
-Can you work from home?

Chubbs55

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Re: Need advice; car is junk after 4 days
« Reply #45 on: September 23, 2022, 08:04:08 AM »
I can spend 4000 for repairs out of pocket, don’t know if it’s better to have the dealership do it with a warranty attached or not. I’m 30 miles from work for a major hospital. They are certainly affected by recessions but have not lost help or cut hours in the past for my field of expertise. Given the distance, Uber or taking a bike would not be a viable option. I’m reaching out to mechanics in the area now for quotes on engine replacement but I’m unfamiliar with mechanics in the area so it’s a crap shoot on how they will be and I’m not overly trusting on google reviews.

I’m currently trying to get details on the last maintenance inspection. According to the car fax report I’m reviewing, my car was in for a maintenance inspection on 08/05/2022 prior to being sold to the place that sold it to me. The funny thing is is the inspection was done at the same Kia dealership it is at now.  I’m wondering if it would of made a difference if I took it to the dealership before purchasing. They are the closest and common sense for me would say if you want to get a proper inspection done on a vehicle before purchasing, take it to  a dealership that specializes in the make and model. So even the Kia dealership didn’t detect this issue a month and a half ago or ithey did and it was not relayed to me

Feeling more and more fucked every day

ChpBstrd

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Re: Need advice; car is junk after 4 days
« Reply #46 on: September 23, 2022, 10:17:29 AM »
An inspection would probably not have detected the sort of metallurgy flaw or bolt tension issue that leads an engine to break a connecting rod. These things just snap one day without warning. If it was running smooth and quiet when you bought it, that's all an inspector would know either.

Re: the choice between a $4,000 dealership engine swap with warranty or an independent mechanic who could probably do the work for $3k or less, I might be inclined to go with the latter if you plan to sell the car soon after the work is completed.

Of course, this amount of money is the amount most new car buyers spend on useless accessories and cosmetic add-ons, or of course depreciation driving it off the lot. People actually congratulate other people for spending $4k in such a way! Keep that in mind.

Oh, and look into rewards credit cards that require you to spend $X to get cash back. $200 is the standard cash back for personal credit cards at the level of spending you are contemplating, but up to $500 may be possible if you can qualify as /convince them you are a business. That can take the edge off the bill and also buy you 30 days to earn/save the money. Of course, first ask the dealership or mechanic if there is a CC surcharge, or if you could get a discount by paying with cash/check.

Chubbs55

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Re: Need advice; car is junk after 4 days
« Reply #47 on: September 23, 2022, 12:50:47 PM »
Hopefully the last update. I informed the dealer where I purchased the vehicle about consulting with a lawyer and the recommendation of filing a formal complaint with the Illinois Attorney Generals office, not towards his company but Kia. Also mentioned how it was advised I file for bankruptcy as simply having the vehicle repossessed would still have financial obligations. Wouldn’t ya know I received an email from him within 5 minutes wanting to talk all of a sudden. We spoke today and he stated he would pay the Kia dealership $5,000 directly towards the engine replacement. He wouldn’t email me a confirmation or do anything in writing. I informed Kia to install the new engine. They just so happened to have a few in stock. I also found out they were the same dealership who ran an inspection on this vehicle at the request of the previous owner regarding an engine warning light. The oil then seemed bad and new it was most likely an engine issue from either the recall or lack of maintenance. They low balled an offer on trade so the owner took it somewhere else where the previous owners problems became mine.

Kia brought he price down to 7800 including tax which means less than 3000 for me. If the other place doesn’t obligate their verbal agreement of 5000, I’ll put the rest on a credit card. I’m assuming if he puts something in writting it might be a sign that he’s assuming some responsibility.

In any case I’ll have a lifetime warranty on the engine.

Sure the fuck hope this is the end of this story


Frugal Lizard

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Re: Need advice; car is junk after 4 days
« Reply #48 on: September 23, 2022, 01:42:59 PM »
fingers crossed.

Metalcat

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Re: Need advice; car is junk after 4 days
« Reply #49 on: September 23, 2022, 05:09:24 PM »
That was going to be my next piece of advice.

Whenever you can't get a lawyer to help you, bluff that you can, but bluff convincingly.

Well done. Hopefully they follow through, but for now, getting them to agree is a huge win.

 

Wow, a phone plan for fifteen bucks!