Author Topic: My life dilemma - Advice for becoming FI ?  (Read 399 times)

cristiansp

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My life dilemma - Advice for becoming FI ?
« on: January 16, 2018, 02:37:51 PM »
So I'm going to draw this post out because I kind of need to. I have always wanted to be FI, ever since I was a kid, I felt like the idea of working for ever was stupid, and it didn't resonate with me at all. As an adult now, my feelings haven't changed, but have made me feel disconnected... from family, friends, and potential boyfriends. Mostly they're "ambitious guys looking for same."

Basically, some concepts from the Mustachian blog were automatically instilled in me. I live EXTREMELY FRUGALLY, I travel like 4 times a year, but for less than (E)1000 in total, I drive a Peugeot 107 2009 (very fuel-efficient), I save almost all the money that I make from work, and I still live at home with my family so I don't need to pay mortgages/rent/etc. Essentially - I know some people will look at me and say 'weirdo' - and I'm fine with that. I'm 25.

I graduated with a Masters' degree in accounting, and got a job (DUH) but I just felt really depressed and eventually quit - because my real dreams were to 1. be FI, 2. Act and perform, and 3. Voice act. Basically, as much as I wanted to be FI, I just felt (and really still do) that I don't know how. So I went back to my former summer job, and I work seasonally part-time as an English teacher, and also act from time to time in commercials or films, and plan on training further in the future (but that will be sponsored, I won't need to pay for it). I also built a recording studio, at home, and I use it to do voice overs, online, but - turning that into a lucrative career is turning out to be much more difficult than anticipated. But anyway, my lifestyle now is as close as I could get to FI - I'm basically semi-retired, I guess.

But I want to be FI. And essentially I don't know how. Mostly because, investing has always been discouraged in this household, my family lost a lot of money in the financial crash, and I would like to invest in real estate, but since I don't have a full time job, I couldn't get a mortgage. The index funds mentioned in this website sound kind of intriguing, though.

Forgot to tell you, I live in Malta (Europe). I'm not kidding when I tell you I save a lot - I've been able to buy my car without any loans, and I saved up 10K euros (working only part-time..)

However, essentially I'm not satisfied because, this is not going to lead me to FI, doesn't matter how much I save it's all just basically going into a savings account. And of course, until my family pass away - because at that point I'll need to pay for my own utilities and groceries. I'm not against moving out, I would like to do it, but I wish to be FI before I do it, moving out and then just working to pay rent seems counter-intuitive to me.

I maybe didn't specify enough, in which case, ask and I'll answer in tremendous detail, I have no issue, but basically, I am looking for advice, to become an awesome mustachian too.