Up until 5 months ago, I never kept a budget. I was in a relationship prior to this but since being single I've accounted for every cent I've earned or spent since June 1st 2015. I've attached my spreadsheet.
I'm aiming to save around 40% of my income or 18k for the year. I've recently bought, renovated and rented out an investment property.
Let me know what you think.