So, I'm dealing with the Christmas hang over of "too much stuff"! My Mom buys my kids a lot of presents, more bulk than real expense. Then there is the in-laws, great grandmas, aunts and uncles who all want to get my kids something. My entire living room is full of toys. Has anyone ever returned their kids new toys and put the money in the kids savings accounts? I suggested this to my wife and she thought that it was awful for me to even suggest it. She says that the kids would be horrified by the idea of returning their new stuff, and they would be. I'm just overwhelmed. Our little house is going to burst one of these days.