AXA 401k - should I continue to contribute?

[REAL WORLD EXPAT]

I have a 401k at work with AXA and I’m wondering if it is worth continuing to contributing to it given the fees and the fact I have no employer match?

Currently have about $200,000 in a EQ/Intermediate Government Bond fund with fees of 0.72% (this is one of the cheapest funds on offer and I’m all bonds to minimize taxes).

Married and joint gross income is about $300,000 and like in Illinois.

So are the tax benefits worth continuing to contribute or am I better off saving in my vanguard account (muni bonds or total bond market)?
I have no intention of moving jobs so if there any way if I stop contributing to the 401k I can roll it over to my Vanguard IRA while I am working there or am I stuck with it in AXA until I leave my current employer?

[rubybeth]

Figure out how much the 401k is saving you in taxes. Is the loss of that tax benefit better than the fees?

Ask if you can do a rollover to an IRA while still employed there--some places allow this.

Better yet, ask for better investment options, or a new plan provider. If you're unhappy, you are probably not the only one. Send whoever makes the decisions this Last Week Tonight clip: http://time.com/4365746/john-oliver-retirement-last-week-tonight/