Hi there!
We went whole hog this year and paid off the mortgage today :)
We still have some debt:
Me: $26,000 in student loans at 2%
Hubby: $6000 in student loans at 2%
The catch: my job is ending in the beginning of October, and I'm not sure what's coming after that - I work on contracts and don't have an offer for immediately afterwards. I will likely go on unemployment which nets me about $350 a week. My husband still has his decent job, but that is expected to end sometime in the Summer 2017.
Barring anything crazy, I can expect to net around $30,000 before my job ends.
Besides my debt, I may have some other expenses, basically:
-I will probably need to buy a used car (I know I know) I'll keep it under $10,000.
-I am dying to treat hubby and self to a king-size bed. It's like sleeping with an octopus. The whole thing should cost around $1500.
-In my desire to pay off the house, I haven't funded my Roth yet, so there's that $5500
-Emergency fund and retirement savings are in pretty good shape, so any extra would be going to that.
Any initial thoughts, recommendations, etc, would be appreciated. I'm a little concerned about being unemployed again.
All the best!