Oh, the top is in?
You need an IPS. Sit down and identity your goals, your target allocations, and the purpose of your funds. Follow this independent of the tickers. Ignoring the market, decide how much cash to hold, how to hold it, and what to do with short term funds. And you need to take your whole portfolio into account, including the 401k.
If you are currently 50/50 just because you are confused, you need to educate yourself. If you are 50/50 because you have analyzed a number of strategies, determined that you pretty much have enough and your main goal is to keep pace with inflation, etc, then write that down. Are you going to rebalance at 45/55 or 40/69 or...?
If you expect 5 years out, what mid term products might be available for you? Right now, 5 year CDs are better than high yield savings, for example.